Heralding a substantial shift in living, lifestyle and priorities As you approach the golden years of retirement, you may find yourself contemplating a change in your living circumstances. Retirement often heralds a substantial shift in living, lifestyle and priorities, giving retirees the freedom to indulge in...
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Shielding homeowners from defects in a newly constructed property New build home warranties are insurance policies that shield homeowners from defects in a newly constructed property. Unlike traditional home insurance, which is the homeowner’s responsibility, the developer takes out these warranties to assure homeowners that any...
Read More
It’s time to uncork the champagne – you’re moving house! Moving to a new home is an exciting chapter in life, but it also comes with a significant to-do list. Telling your friends and family about your new address is just the tip of the...
Read More
In the current financial climate, some homebuyers will ponder who they might purchase a property with. If this is the route you are considering, you must equip yourself with the necessary information before venturing into a joint property purchase. Before embarking on your search for a new home,...
Read More
Many people perceive purchasing a property as a long-term financial investment. However, like any investment, there’s no surefire guarantee of growth. The UK housing market has historically experienced some periods of falling property values. If this occurs while you own a property, it might be worth less than...
Read More
A key safeguard for landlords Tenant deposits are an essential safeguard for landlords. They can significantly alleviate potential issues that may arise during a tenancy. If everything goes smoothly, the deposit is returned to the tenant. Should complications occur, landlords can utilise this money to offset...
Read More
Cautious optimism is the name of the game as inflation falls ahead of expectations and lenders help borrowers ride out the storm The housing market as well as the wider economy have undoubtedly had a rocky ride of late, but early signs of stability returning...
Read More
Expert guidance is more crucial than ever as mortgage rates continue to rise in the face of stubbornly high inflation Housing market knowledge and know-how have come firmly into their own this month as worse-than-expected inflation data rocked the economy and made analysts...
Read More
Encouraging signs abound, making now the perfect time to dive in A flurry of encouraging signs around the economy, interest rates and house prices are strong signals of optimism for the property market – and opportunity for those ready to dive in.
Read More
Has your client found a new property to purchase, but won’t be able to sell their current home simultaneously? In this scenario, a bridging loan may be a potential solution. Whilst your client may have other assets as part of an existing investment...
Read More
There are many factors to consider as a sporting professional, when obtaining a mortgage. In this video, we discuss some of the factors a lender would consider when assessing affordability.
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At Henry Dannell, we aim to provide our clients with the support and knowledge they require to find the most suitable solution fitting their requirements, profession and lifestyle.
View Video
The nature of income streams for professional entertainers, such as musicians can make mortgage lending ‘non-traditional’. Within this video, we discuss the complexities that can be faced and how a lender will assess affordability.
View Video
For clients with a large property portfolio, mortgage solutions can be complex. Within this video, we discuss the benefits of using a broker to consolidate lending.
View Video
For solicitors during different stages in their career, income structures may vary, which will affect the way a lender would assess affordability. Within this video, we discuss what factors would be considered, during these different stages.
View Video
Clients with a large investment portfolio but limited income can face complexities when trying to obtain a mortgage. Within this video we discuss the options available those requiring specialist asset lending, without having to lend against current assets.
View Video
Heralding a substantial shift in living, lifestyle and priorities As you approach the golden years of retirement, you may find yourself contemplating a change in your living circumstances. Retirement often heralds a substantial shift in living, lifestyle and priorities, giving retirees the freedom to indulge in...
Read More
Shielding homeowners from defects in a newly constructed property New build home warranties are insurance policies that shield homeowners from defects in a newly constructed property. Unlike traditional home insurance, which is the homeowner’s responsibility, the developer takes out these warranties to assure homeowners that any...
Read More
It’s time to uncork the champagne – you’re moving house! Moving to a new home is an exciting chapter in life, but it also comes with a significant to-do list. Telling your friends and family about your new address is just the tip of the...
Read More
In the current financial climate, some homebuyers will ponder who they might purchase a property with. If this is the route you are considering, you must equip yourself with the necessary information before venturing into a joint property purchase. Before embarking on your search for a new home,...
Read More
Many people perceive purchasing a property as a long-term financial investment. However, like any investment, there’s no surefire guarantee of growth. The UK housing market has historically experienced some periods of falling property values. If this occurs while you own a property, it might be worth less than...
Read More
A key safeguard for landlords Tenant deposits are an essential safeguard for landlords. They can significantly alleviate potential issues that may arise during a tenancy. If everything goes smoothly, the deposit is returned to the tenant. Should complications occur, landlords can utilise this money to offset...
Read More
Cautious optimism is the name of the game as inflation falls ahead of expectations and lenders help borrowers ride out the storm The housing market as well as the wider economy have undoubtedly had a rocky ride of late, but early signs of stability returning...
Read More
Expert guidance is more crucial than ever as mortgage rates continue to rise in the face of stubbornly high inflation Housing market knowledge and know-how have come firmly into their own this month as worse-than-expected inflation data rocked the economy and made analysts...
Read More
Encouraging signs abound, making now the perfect time to dive in A flurry of encouraging signs around the economy, interest rates and house prices are strong signals of optimism for the property market – and opportunity for those ready to dive in.
Read More
Has your client found a new property to purchase, but won’t be able to sell their current home simultaneously? In this scenario, a bridging loan may be a potential solution. Whilst your client may have other assets as part of an existing investment...
Read More
There are many factors to consider as a sporting professional, when obtaining a mortgage. In this video, we discuss some of the factors a lender would consider when assessing affordability.
View Video
At Henry Dannell, we aim to provide our clients with the support and knowledge they require to find the most suitable solution fitting their requirements, profession and lifestyle.
View Video
The nature of income streams for professional entertainers, such as musicians can make mortgage lending ‘non-traditional’. Within this video, we discuss the complexities that can be faced and how a lender will assess affordability.
View Video
For clients with a large property portfolio, mortgage solutions can be complex. Within this video, we discuss the benefits of using a broker to consolidate lending.
View Video
For solicitors during different stages in their career, income structures may vary, which will affect the way a lender would assess affordability. Within this video, we discuss what factors would be considered, during these different stages.
View Video
Clients with a large investment portfolio but limited income can face complexities when trying to obtain a mortgage. Within this video we discuss the options available those requiring specialist asset lending, without having to lend against current assets.
View Video
'They are extremely responsive, highly professional with many years of experience in their field…'Investment Banker Book your consultation now
Despite being informed by several brokers and lenders that he would not be eligible for a competitive rate until he had owned the property for 6 months, we were able to find a solution that allowed him to secure a new rate as soon as possible.
Leveraging our in-depth understanding of the client's income structure, we engaged in a detailed discussion with the bank, which enabled them to adopt a holistic view of the case.
The client's application presented a unique challenge as it involved four different income streams. To maximise their borrowing capacity, we selected a lender that considered both applicants' salaries and net profit at 100%, resulting in a higher lending amount.
Despite encountering some obstacles, we were able to provide our client with the necessary support to obtain the full loan amount they required. Additionally, we facilitated a swift completion to avoid any potential exposure to their lender's Standard Variable Rate (SVR).
