Meet the team

Kem’s visionary leadership extends beyond the company’s external endeavours. A true advocate for nurturing internal talent, he places paramount importance on supporting the staff within Henry Dannell. Recognising that a strong, motivated team is the cornerstone of success, Kem has pioneered initiatives that foster professional growth, skill enhancement, and a sense of belonging among his employees. This commitment to the development of his team transcends traditional leadership, elevating Henry Dannell’s working culture to one of collaboration, innovation, and shared achievement.

In addition to his dedication to the team, Kem is a cultivator of strategic relationships. Leveraging his extensive experience and industry insight, he has established new partnerships and collaborations that have propelled Henry Dannell to new heights. Through these connections, he has not only expanded the business’s horizons but also unlocked fresh opportunities that align with his innovative approach to client service and solutions.

As the architect of the company’s success, Kem’s role goes beyond day-to-day operations. His strategic foresight and calculated risk-taking allow him to navigate uncharted waters with confidence, consistently identifying emerging trends and potential avenues for growth. This innate ability to foresee industry shifts and seize advantageous positions solidifies his reputation as a true visionary, with Henry Dannell benefiting from his unmatched guidance.

Kem’s leadership leaves a lasting legacy, ensuring Henry Dannell’s ongoing growth and evolution. His fusion of innovation, expertise, and unwavering dedication to client success is magnified by his commitment to nurturing staff potential and fostering strategic alliances. As he steers the ship into unexplored waters, his stewardship will undoubtedly shape the company’s trajectory, leaving an indelible mark on the industry.

Geoff co-founded Henry Dannell in 2019 with a vision to create a company that provided the highest level of service, delivered with a personal approach and offered clients bespoke and innovative solutions. Geoff has spent over 25 years building his private client portfolio across a broad spectrum of professional sectors. His clients range from investment bankers, private equity professionals, hedge fund managers and entrepreneurs, to those operating in the world of sports and entertainment, with a strong focus on the music industry.

With Geoff’s experience, he has developed a deep understanding of complex income structures, which are typical in the private client world. Geoff invests many hours with clients, many of whom he has acted for on numerous occasions throughout his career. Geoff has also spent a huge amount of time building relationships with lenders, enabling him to understand the exact criteria of each and to package effective solutions that achieve successful outcomes.

Stefania’s role as an Executive Assistant and Business Coordinator is integral in ensuring all aspects and functions within the business are aligned. Steff works closely with each department to provide administrative support, coordinate meetings and events and assist in establishing, developing and maintaining external business relationships. Stefania initially joined Henry Dannell as a paraplanner, prior to becoming a qualified mortgage adviser. These roles have provided her with invaluable knowledge and experience, allowing her to ensure an overall high standard of practice and service is delivered across each area of the business.

Lily joined the Henry Dannell team as the head of marketing, with a focus on innovatively developing brand awareness and driving new business. She has a wealth of experience in sales and marketing within the property industry, having worked with Savills for over 7 years. Her experience has provided her with a broad understanding of the business, developing compelling marketing strategies, tailored to engage a particular target demographic, as well as experience working with our level of clientele. Lily is passionate about creatively portraying our ethos, values and knowledge to better inform and engage our clients about the services we provide.

The role of a Business Coordinator is pivotal in orchestrating seamless operations and facilitating growth. Within the Henry Dannell team, Andrea’s position as a Business Coordinator is characterised by a diverse range of responsibilities that significantly contribute to the company’s overall success and expansion. Her role acts as a vital link between different teams, ensuring effective communication and collaboration throughout the business.

Her prior experience in Wealth Management equipped her with the ability to keenly observe details, communicate effectively, and grasp the intricate dynamics of the financial sector. These competencies provide Andrea with a solid foundation to further develop and effectively support the business.

Andrea is instrumental in devising innovative approaches to enhance our operational functions and solidify our position as a trusted partner in the industry. Her role is pivotal in the company’s mission for growth and to further elevate Henry Dannell’s standing in the financial services landscape.

Key Skills

Problem-Solving

Andrea approaches challenges with a solutions-oriented mindset, crafting innovative strategies to overcome obstacles and maintain project momentum.

Time Management

Andrea plays an instrumental role in overseeing that business objectives and targets are achieved by setting deadlines and ensuring timely follow-ups.

Adaptable

Andrea demonstrates a remarkable capacity to swiftly adapt to changing circumstances and goals, consistently prioritising the business’s objectives.

Detail-Oriented

With responsibility for managing multiple tasks and projects concurrently, Andrea’s meticulous attention to detail guarantees seamless project execution without oversights.

Team Collaboration

Andrea actively supports cross-functional team collaboration, ensuring coordinated efforts for seamless operations.

The role of a Client Relations Coordinator is crucial for fostering and nurturing external business relationships, playing a key role in establishing and maintaining connections that drive the growth and success of the company. Leveraging her ample background as a seasoned Mortgage Administrator, Jessica has extensive experience liaising with clients, solicitors, and lenders, ensuring a smooth mortgage process from application to completion. This experience has provided her with the expertise to excel in her current role as a Client Relations Coordinator at Henry Dannell.

Jessica returned to Henry Dannell after previously serving as a paraplanner. In her current role as a Client Relations Coordinator within the Henry Dannell team, she takes on a diverse array of tasks that are instrumental in fostering effective communication and collaboration both within and outside the organisation. Her experience has honed her attention to detail, effective communication skills, and a profound understanding of the intricacies within the industry, providing a strong foundation to support the company’s efforts in managing and cultivating relationships.

Her role entails supporting Stefania Cirignano, the Executive Assistant & Business Coordinator, in establishing, developing, and maintaining external business relationships. Jessica’s contributions will further solidify Henry Dannell’s position as a reliable and trusted partner in the industry and play a pivotal role in aiding the company’s mission for growth.

Skills

Adaptability

With a demonstrated capacity to swiftly adapt to evolving circumstances and objectives, Jessica consistently aligns her efforts with the dynamic needs of the business and the purposes of her role.

Time Management

Playing a pivotal role in achieving business objectives, Jessica adeptly manages deadlines to guarantee the efficiency and effectiveness of relationship management-related activities.

Attention to Detail

Juggling multiple tasks and relationships, alongside her previous experience, Jessica’s thorough attention to detail ensures meticulous execution, leaving no room for oversights throughout our relationship management.

Team Collaboration

Jessica’s previous experience has aided her in developing an ability to promote a culture of teamwork, which she will consistently harness in her current role to benefit the organisation.

As a specialist credit adviser, Courtney stands as a figure with unparalleled expertise and innovation, particularly when it comes to deciphering and managing complex profiles. With a comprehensive understanding of multifaceted financial situations, Courtney is an indispensable asset for clients and peers alike.

Her knowledge of the intricate mechanics of credit risk and intuitive ability to delve into the psyche of credit evaluation enables Courtney to discern patterns and opportunities many might overlook.

Her established reputation isn’t solely built on this unique insight; it’s also founded on her tenacity to turn seemingly impossible deals into successful approvals, backed by a proven track record of crafting solutions in the most challenging scenarios.

In an ever-evolving financial landscape, Courtney remains committed to staying updated with industry changes, to ensure clients always receive current and relevant advice.

Her unmatched blend of analytical prowess and creative problem-solving ensures that her clients navigate the financial maze confidently and successfully.

Skills

Diverse Financial Backgrounds

Courtney possesses a unique aptitude for unravelling the complexities of diverse financial backgrounds. Whether it’s dissecting layered investment portfolios, navigating the nuances of international assets, or decoding varied income streams from unconventional professions, Courtney ensures that every financial detail is noticed and understood.

Multi-source Incomes

Courtney is adept at consolidating and analysing earnings from varied sources to present a cohesive financial picture, offering clarity to clients with complex financial situations.

Credit Risk Analysis

Courtney’s profound understanding of credit risk interpretation and strategic planning gives her a competitive edge in managing and mitigating risks effectively.

Tailored Advisory Services

Courtney provides customised credit advice and solutions that cater to the individual needs of clients with complex backgrounds, ensuring that each client receives personalised guidance.

Effective Communication

Courtney effectively liaises between clients, financial institutions, and other third parties, ensuring seamless transactions and mutual understanding.

Strategic Networking

Her professional relationships with financial institutions open doors to unique opportunities and better terms not typically available to the general public, benefiting her clients.

Credit Risk Advisory

She has acted as an advisor to credit teams for various banks, assisting in training underwriters for specific income structures and shaping policies to increase business volumes.

Holistic Approach

Courtney looks beyond immediate needs, offering strategies and solutions that cater to both short-term goals and long-term financial growth, ensuring comprehensive financial planning.

Approach

Courtney approaches her work with dedication and a fresh perspective. She ensures that every client, regardless of the complexity of their situation, receives tailored advice and solutions that best fit their needs.

Courtney is more than just a credit adviser; she’s a trusted financial ally redefining excellence in high-net-worth mortgages and credit advisories with a unique blend of expertise, dedication, and a personal touch.

Professional Qualifications

• Certificate in Mortgage Advice and Practice (CeMap)
  • The London Institute of Banking and Finance
• Certificate in Financial Studies (CeFS)
  • The London Institute of Banking and Finance
• Diploma in Financial Studies (DipFS)
  • The London Institute of Banking and Finance

Jamie has extensive experience in the mortgage industry and brings a wealth of knowledge and expertise to Henry Dannell. His extensive knowledge enables him to offer tailored mortgage solutions to clients from diverse backgrounds.

Jamie excels in assisting individuals with intricate financial circumstances, including those with complex income streams, asset-rich portfolios, or overseas investments. He has nurtured strong relationships with various market lenders, enabling him to find effective resolutions.

Jamie has experience working with a diverse range of client profiles, including:

• Sporting Professionals
• Musicians
• Expats
• Overseas Buy-to-Let (BTL) Investors
• Entrepreneurs
• Equity Partners
• City Professionals in the Financial Sector

At the core of Jamie’s philosophy is delivering a seamless, stress-free experience for his clients. Leveraging his in-depth understanding of the lending market, he guides clients through each stage of their financial journey, ensuring the solutions offered align precisely with their unique needs and requirements.

In instances where clients haven’t secured placement with traditional high street lenders and necessitate alternative solutions, Jamie leverages his extensive network and relationships to source the most suitable options from a range of holistic lenders, and in some cases, private banks.

Skills

Financial Knowledge

With years of experience in the mortgage industry, Jamie has honed his financial acumen. He possesses a deep understanding of mortgage products, interest rates, and lending regulations, enabling him to provide clients with well-informed advice.

Personalised Approach

Jamie is committed to understanding the unique financial situations and aspirations of his clients. A personalised approach allows him to tailor mortgage solutions that precisely align with each clients’ goals.

Relationship Building

Jamie has cultivated robust relationships with a wide array of market lenders. These connections allow him to access a broad spectrum of lending options, including holistic lenders and private banks, providing clients with diverse choices.

Analytical Approach

Clients with complex income streams, substantial assets, or unconventional financial profiles often turn to Jamie for solutions. He excels in analysing intricate financial scenarios and devising creative strategies to overcome challenges.

Approach

Supportive Guidance

Jamie recognises that obtaining a mortgage can be a complex and overwhelming process. He guides clients through each step of the journey, providing clear explanations and support, making the process easy and stress-free.

Client Education

In addition to securing mortgages, Jamie educates his clients about their options, ensuring they have the insight to make the most informed decisions that align with their long-term financial goals.

Jamie’s skills and approach as a mortgage adviser converge to offer clients a combination of expertise, personalised service, and access to a wide array of lending solutions, ensuring that their mortgage needs are met comprehensively and effectively.

Professional Qualifications

• Certificate in Mortgage Advice and Practice (CeMap)
• Certificate in Financial Studies (CeFS)
• Diploma in Financial Studies (DipFS)
• 1:1 LLB (Hons) Law Degree

Hasan is a highly skilled bilingual mortgage adviser with extensive experience, dedicated to helping individuals and families fulfil their dreams of owning a home. With over 10 years of industry experience, he has established himself as a reliable source for clients seeking customised mortgage solutions that cater to their specific needs.

What sets Hasan apart is his unwavering commitment to delivering exceptional customer service. He takes the time to actively listen to clients to comprehend their financial objectives and tirelessly works to find the optimal mortgage solutions that align with their requirements and objectives. Hasan excels at simplifying complex financial concepts and effectively communicates them clearly and concisely, enabling clients to make confident and informed decisions.

Skills

Industry Expertise

Hasan possesses over 10 years of comprehensive experience in the mortgage industry, making him a seasoned professional well-versed in the intricacies of the market.

Market Savvy

Hasan keeps his clients well-informed about the dynamic mortgage landscape, including the latest market trends, regulations, and financing options.

Product Proficiency

Hasan boasts a profound understanding of a wide spectrum of mortgage products, including fixed-rate mortgages, adjustable-rate mortgages, and refinancing options. His specialisation lies in residential and buy-to-let mortgages, having successfully assisted over 1,000 clients to date.

Communication

Hasan excels at simplifying complex financial concepts and articulating them clearly and concisely. His communication skills allow clients to make confident and informed decisions about their mortgages.

Commercial Property Finance

Hasan’s expertise extends to commercial property finance, where he has earned a reputation for providing expert guidance, fostering long-lasting relationships, and consistently surpassing client expectations.

Approach

Client-Centred Approach

Hasan’s differentiator is his unwavering commitment to providing exceptional customer service. He actively listens to clients, gaining a deep understanding of their financial objectives, and tirelessly works to find mortgage solutions that align seamlessly with their specific needs.

Ongoing Personal Development

Beyond assisting clients, Hasan remains proactive in staying abreast of industry trends and actively participates in ongoing professional development programs to refine his skills. His commitment to lifelong learning ensures that he is always at the forefront of the ever-evolving mortgage landscape.

Professional Qualifications

• • • • Certificate in Mortgage Advice and Practice (CeMap)

Charles embarked on his journey in the financial services industry in 1995. Throughout the years, he has witnessed the industry evolve and adapt to changes in the mortgage market and the advice process. These valuable experiences have equipped Charles with a wealth of knowledge and expertise, making him a highly skilled adviser. Whether his clients are first-time buyers, experienced portfolio owners, or individuals seeking guidance for later life decisions, Charles is well-prepared to assist them on their financial journey.

Skills

Vast Knowledge of the Mortgage Market

With decades of experience, Charles possesses an in-depth understanding of the ever-changing mortgage market. He stays updated on the latest trends, products, and regulations to provide clients with informed and up-to-date advice.

Comprehensive Protection Solutions

Charles is passionate about safeguarding his clients and their families against unforeseen events. He offers comprehensive protection solutions tailored to each client’s unique needs and circumstances, ensuring their financial security and peace of mind.

Diverse Clientele Expertise

Charles has a diverse range of clientele, including professionals in legal, property development, medical fields, business owners, and TV executives. This diverse exposure has deepened his expertise, enabling him to cater to clients from various backgrounds and industries.

Tailored Solutions

Recognising that each client has unique financial goals, Charles tailors financial plans that align with their aspirations and long-term objectives. He takes a holistic approach, considering all aspects of their financial situation to develop personalised solutions.

Approach

Charles is dedicated to his clients’ financial wellbeing and security. His approach is characterised by:

Trust and Transparency

Charles builds strong relationships with his clients, taking the time to listen to their objectives and providing honest and reliable advice that is tailored to their best interests.

Ongoing Support

Charles’s commitment to his clients extends beyond the initial advisory process. He maintains regular contact, conducting periodic reviews to ensure their financial plans remain aligned with their changing needs and circumstances.

Proactive Education

Charles provides his clients with knowledge, educational resources, and guidance throughout their financial journey. By staying informed, clients are better equipped to make informed decisions and take charge of their financial future.

Compassionate Guidance

Charles provides compassionate support during significant life events, such as buying a first home, starting a family, or planning for retirement, helping clients navigate these transitions with confidence.

Professional Qualifications

• Certificate Member of the Society of Mortgage Professionals (Certs CII MP & ER) – Chartered Insurance Institute
• Certificate in Equity Release – Chartered Insurance Institute
• Certificate in Financial Planning – Chartered Insurance Institute
• Certificate in Life & Pensions – Chartered Insurance Institute
• Certificate Member of the Personal Finance Society (CertPFS) – Chartered Insurance Institute

Stephen is a highly accomplished Mortgage and Protection Adviser with over five years of experience in the industry. He specialises in assisting clients with Residential mortgages, Later Life mortgages for individuals aged 55 and over, and personal & business protection insurance.

Stephen’s meticulous attention to detail and in-depth understanding of complex income structures enable him to provide personalised mortgage solutions for each client, and carefully researched protection plans to ensure both family and debt are sufficiently insured. With a combination of expertise and exceptional customer service skills, Stephen is a reliable and trusted partner for clients seeking guidance through the mortgage and protection process.

Skills

Complex Income Analysis

Proficient in evaluating intricate income structures, including self-employment income, variable bonuses, and commissions, to accurately assess borrowing capacity and secure suitable mortgage options.

Client Relationship Management

Demonstrates a strong focus on building and maintaining long-term client relationships through exceptional communication skills, trustworthiness, and a genuine commitment to client satisfaction.

Attention to Detail

Possesses a meticulous approach when reviewing financial documents, ensuring accuracy and completeness in the mortgage application process and researching of appropriate insurance policies.

Market Knowledge

Keeps well-informed of industry trends, mortgage products, insurance contracts and regulatory changes, enabling the provision of informed advice and recommendations to clients.

Approach

Tailoring Solutions

Stephen takes the time to understand his clients’ circumstances and objectives and customises mortgage and protection solutions to match each clients’ financial situation, lifestyle, and long-term plans. By taking a holistic view of their needs, he ensures that the advice he provides is in harmony with their broader financial goals.

Navigating the Emotional Journey

Purchasing a home or dealing with complex financial decisions can be emotionally taxing. Stephen recognises the emotional aspect of his clients’ journeys and offers compassionate support throughout the process.

Simplifying Complex Financial Concepts

Financial jargon and complex mortgage terms can be overwhelming for clients. Stephen excels at translating these concepts into simple, understandable language. He patiently walks clients through each step of the process, ensuring they have a clear understanding of their options.

Proactive Communication and Follow-Up

Stephen believes that effective communication is the foundation of a successful Client-Adviser relationship. He keeps clients informed at every stage of the mortgage process, promptly addressing any queries or concerns they may have. He maintains regular follow-ups to keep track of their evolving needs and to provide ongoing support.

Stephen’s commitment to his clients extends beyond the transaction. He remains a dependable resource for any financial enquiries they may have, offering guidance on refinancing opportunities, home equity management, and other related matters. His personalised service ensures that clients’ feel supported throughout their entire homeownership journey.

Professional Certifications

• Certificate in Mortgage Advice & Practice – London Institute of Banking & Finance
• Certificate in Regulated Equity Release – London Institute of Banking & Finance
• Accredited Later Life Lending Professional – London Institute of Banking & Finance

As a specialist finance adviser, Matt’s role requires a unique set of skills. With a driven and determined attitude, Matt delivers exceptional service and works to source the most suitable solutions for his clients, regardless of the complexity of their situation.

With an impressive 17-year tenure in the property industry, Matt possesses extensive knowledge in all aspects related to property and finance.

Matt’s expertise lies in the Commercial and Specialist Lending sector, particularly in dealing with high-net-worth clients. This has afforded him a profound understanding of the intricacies involved in specialist and structured finance. Matt firmly believes in offering tailored services and innovative solutions to assist his clients in achieving the most suitable outcomes.

With strong relationships within the specialist lending market and a reputable reputation, Matt excels in structuring debt in accordance with specific requirements. Whether it involves creating a custom facility or surpassing standard criteria, he ensures that the best possible solution is attained for each client.

Skills

Matt’s proficiency as a specialist finance adviser is underpinned by a comprehensive skill set that includes:

Financial Knowledge

Matt possesses a deep understanding of financial markets, lending products, and regulatory frameworks. This knowledge enables him to navigate complex financial landscapes effectively.

Analytical Expertise

He excels in analysing intricate financial situations, identifying risks, and crafting solutions that mitigate these risks while optimising outcomes for his clients.

Communication

Matt’s strong communication skills allow him to articulate complex financial concepts in a clear and accessible manner, fostering transparency and trust in his client relationships.

Negotiation

He is a skilled negotiator, adept at securing favourable terms for his clients when structuring financial agreements and working with lenders.

Approach

Tailored Solutions

Recognising that every client’s financial situation is unique, Matt begins by thoroughly understanding each client’s goals, constraints, and aspirations, allowing him to tailor financial solutions that align precisely with their needs.

Client-Centric Focus

Matt places the client’s best interests at the forefront of every decision. He strives to build enduring relationships based on trust, transparency, and unwavering commitment to achieving the client’s financial objectives.

Due Diligence

Matt conducts in-depth due diligence on lending products, lenders, and market conditions to ensure that the financial strategies he recommends are well-informed and robust.

Proactive Advocacy

Matt is a passionate advocate for his clients. He proactively negotiates with lenders, leverages his network, and explores various financial avenues to secure the most favourable terms and conditions.

Matt’s skills and approach as a specialist finance adviser converge to create a client-centred, solutions-oriented, and results-driven advisory service, making him a trusted partner in navigating the complexities of the financial world.

Professional Qualifications

• Certificate in Mortgage Advice and Practice (CeMap)
  • The London Institute of Banking and Finance

Andrew is a valuable addition to Henry Dannell’s mortgage team. His expertise lies in navigating the intricacies of the commercial mortgage industry and supporting clients to find the most suitable financial solutions for their needs.

With more than 8 years of experience in the financial industry, Andrew has built a solid foundation in administering mortgages and has honed his skills in managing complex mortgage cases. This extensive background has equipped him with a deep understanding of the industry and the nuances of mortgage applications providing him with the expertise to address diverse client needs.

Skills

Handling Complex Scenarios

Throughout his career, Andrew has managed various mortgage transactions, including residential purchases, remortgages, and more complex scenarios. He has successfully assisted larger portfolio clients seeking buy-to-let or bridging loans, demonstrating his versatility and adaptability in tailoring solutions to different requirements.

Comprehensive Knowledge

Andrew’s vast experience in the mortgage industry has endowed him with a wealth of knowledge and insights. This expertise allows him to navigate through the complexities of the mortgage market and provide well-informed advice to his clients.

Approach

Exceptional Client Experience

Andrew is dedicated to providing his clients with an exceptional experience throughout the mortgage advisory process. He understands the significance of this financial decision in their lives and works diligently to ensure they feel supported and well-cared for at every step.

Tailoring Solutions

One of Andrew’s key strengths is his ability to tailor mortgage solutions to meet the specific circumstances and objectives of his clients. Whether it’s first-time buyers, property investors, or those seeking refinancing, Andrew strives to find the most suitable and personalised mortgage options.

Professional Certifications

• Certificate in Mortgage Advice & Practice – London Institute of Banking & Finance

Stephen specialises in providing financial options tailored for clients aged 55 and above, enabling them to raise capital secured against their homes. His pragmatic approach typically centres around challenging client assumptions to suggest alternative, cost-effective solutions that avoid incurring debt. However, if a loan proves to be the optimal choice, his aim is to secure the most advantageous terms for clients while minimising expenses.

As a Later Life Lending Professional accredited by the London Institute of Banking and Finance (LIBF) and the Society of Later Life Advisers (SOLLA), Stephen offers a discreet and objective service with access to the whole market. His exceptional communication skills empower clients by simplifying intricate financial concepts and enabling them to overcome preconceptions, make informed choices and achieve their desired outcomes.

With much of his career spent in Financial Services as a trader and portfolio manager in the City, Stephen possesses an acute awareness of the enduring impact of short-term decisions concerning finances. Given that Later Life mortgages represent a long-term financial commitment, Stephen’s recommendations prioritise incorporating as much flexibility as possible to navigate any unforeseen future events that may arise.

Skills

Financial Analysis

Stephen accurately assesses his clients’ financial situations and recommends suitable alternatives, mortgages or equity release products tailored to their needs. Part of Stephen’s process includes visiting his clients’ homes, with all beneficiaries of their estate welcome to attend to ensure the solution aligns with their objectives.

Regulatory Knowledge

Stephen maintains a deep understanding of financial regulations relevant to Later Life lending. As a member of the Equity Release Council, he ensures that regulations and standards are met to safeguard his clients.

Empathy and Patience

Stephen recognises the emotional nature of financial decisions in later life where property is concerned, and provides the support and understanding his clients need to make informed choices.

Product Knowledge

Stephen possesses extensive knowledge of all Later Life products, including Lifetime mortgages, Home Reversion schemes, and Retirement Interest Only mortgages.

Approach

Holistic Assessment

Stephen takes a comprehensive approach to client assessment, considering not only their immediate financial needs but also their long-term goals, plans for retirement, and estate planning.

Client-Centred Approach

Stephen always prioritises his clients, ensuring that his recommendations align with their circumstances and objectives.

Ethical and Responsible Advice

Stephen ensures his clients understand both the benefits and potential risks associated with Later Life lending products.

Education and Transparency

Stephen educates his clients about the various options available, the implications of their choices, and the associated costs. Transparency is a fundamental principle of his practice.

Long-Term Relationship Building

Stephen builds trust through long-term relationships with his clients. He remains available for ongoing support and advice, long after the initial transaction is completed.

Stephen’s expertise and professional approach as a Later Life Mortgage Adviser mirror his personal values. His commitment to his clients’ well-being and his dedication to ethical, transparent, and personalised service make him a trusted partner for those seeking guidance with their later life financial decisions.

Qualifications

• Certificate in Mortgage Advice and Practice (CeMAP)
• Certificate in Regulated Equity Release (CeRER)

Accreditations and Memberships

• London Institute of Banking and Finance (LIBF) Later Life Lending Professional
• Society of Later Life Advisers (SOLLA) Later Life Lending
• Member of the Equity Release Council

Katy serves as a dedicated specialist protection adviser at Henry Dannell. She collaborates closely with mortgage advisers to offer comprehensive insurance solutions to clients, safeguarding them against unforeseen life events. Her role involves discussing sensitive topics with clients and helping them navigate through the complexities of protection plans.

With years of experience in the field, Katy has acquired a comprehensive knowledge of various insurance products and protection solutions. This expertise allows her to navigate through the intricacies of policies to recommend the most suitable options for her clients.

Katy understands the importance of building strong relationships with her clients. She establishes trust and rapport, which fosters long-term relationships, and ensures that her clients’ protection needs are continuously met and reviewed as their circumstances change.

Skills

Problem-Solving

As a specialist protection adviser, Katy encounters diverse client situations and challenges. Her problem-solving skills enable her to find creative solutions and adapt recommendations based on her clients’ evolving needs and priorities.

Empathy and Sensitivity

Dealing with protection matters often involves discussing sensitive topics like illness, death, and family security. Katy’s empathy and sensitivity enable her to handle these conversations with care and compassion, ensuring her clients feel supported during difficult times.

Continuous Professional Development

Katy is committed to staying up-to-date with the latest industry trends and advancements. She actively engages in continuous professional development to enhance her knowledge and ensure her clients benefit from the most current and relevant protection strategies.

Analytical

Katy’s background in wealth management and her commitment to thorough research demonstrates her strong analytical mindset. This skill allows her to evaluate complex financial scenarios, assess risks, and identify tailored protection solutions for her clients.

Approach

Client-Centric Approach

With a focus on putting her clients first, Katy strives to understand their unique needs and concerns. Her wealth management background allows her to work effectively with a diverse range of clients, ensuring that they feel reassured and well taken care of throughout the advisory process.

Providing Peace of Mind

Katy’s expertise lies in offering advice on policies that not only provide coverage but also grant peace of mind. She understands the emotional impact of financial decisions and aims to preserve her clients’ hard-earned assets while securing their future against potential risks.

Thorough Research and Analysis

Katy believes that protection is a fundamental aspect of financial planning. To offer the best advice, she commits herself to thorough research and analysis of various insurance products. This meticulous approach allows her to tailor solutions that align perfectly with her client’s specific financial goals and circumstances.

Collaborative Efforts

Katy works collaboratively with the mortgage advisers at Henry Dannell to integrate protection solutions seamlessly into the overall financial plans of their clients. By coordinating efforts, she ensures that all aspects of their financial wellbeing are considered and addressed.

Overall, Katy Davies is a highly experienced specialist protection adviser who combines technical expertise, a client-centred approach, and strong communication skills to provide dependable, high-quality advice to her clients. With a focus on preserving their financial wellbeing and securing their future, she is dedicated to finding the most suitable protection solutions for each individual and their family.

Professional Recognitions

• Shortlisted for Young Achiever of the Year by Professional Adviser – 2023
• Shortlisted for Outstanding New Protection Adviser by Protection Guru – 2022
• Finalist for Outstanding Newcome Award by Health & Protection Awards 2023
• Nominated for Women of the Year – Protection Advice by Professional Advisor 2023
• Finalist for Rising Star Award by Cover Magazine – 2022
• Outstanding New Protection Adviser – Protection Guru Awards 2023
• Highly Commended for Best Protection Adviser – Health & Protection Awards 2023

Baris has recently joined the Henry Dannell team in the capacity of a trainee marketing assistant. His academic journey culminated in the attainment of a First-Class Honours degree in LLB Law from the distinguished University of Kent, a feat that was underscored by his receipt of the esteemed Herbert Smith Freehills Prize. This accolade serves as a testament to Baris’s commitment to excellence.

Baris’s professional background has endowed him with the opportunity to engage with a diverse array of clients, notably those with high net worth. This exposure has provided Baris with an acute understanding of the behavioural patterns and interests intrinsic to this specific clientele. Such insights are instrumental in crafting marketing messages that resonate effectively.

One of Baris’s standout traits is his remarkable attention to detail. This quality, coupled with his interest in the realms of corporations and finance, positions him perfectly to contribute his skills to the marketing team’s endeavours.

Despite his already impressive skill set, Baris remains resolutely committed to personal and professional growth. He approaches his tenure at Henry Dannell with an unwavering eagerness to embrace novel challenges and expand his skills.

Professional Qualifications:

• LLB Law (First Class Honours) – University of Kent
• Herbert Smith Freehills Prize recipient

Baris’s multifaceted background, academic achievements, and remarkable attention to detail make him an invaluable asset to the Henry Dannell marketing team. His commitment to continuous improvement ensures that he will make enduring contributions to the company’s success.

As an administrator, Michelle plays an intrinsic role in ensuring the smooth running of the client mortgage application process. Michelle previously worked as a Field Service Manager for EMS, bringing invaluable experience, transferrable skills and an ability to learn quickly, while maintaining order without compromising service.

Ellis joined the Henry Dannell team as an administrator. Having worked within the mortgage industry for the last five years as an experienced administrator, she plays a fundamental role in the processing and completion of cases. She works closely with advisers and external stakeholders to ensure efficient service to clients.

Sarah-Jane joined Henry Dannell as an apprentice paraplanner, where she has taken her first career steps in the multifaceted world of mortgage lending. Passionate about finance and committed to excellence in customer service, Sarah-Jane became a part of the team after excelling in her A-Levels.

Under the guidance of Courtney Flockhart, Sarah-Jane has been immersing herself in the dynamics of mortgage processing, compliance, and financial analysis. Her role entails comprehending the intricate regulatory landscape and providing essential administrative support to Courtney.

Sarah-Jane’s meticulous attention to detail and her ability to perform under pressure have rapidly established her as a valuable asset to the team. Her apprenticeship is designed to provide hands-on experience and insight into the industry’s best practices, along with furthering her education through relevant qualifications.