Henry Dannell is a team of specialist mortgage and protection advisers, experienced in providing bespoke solutions, tailored to fit each client’s individual circumstances and requirements. With a niche and highly skilled team, experienced in dealing with all income structures, no matter how complex, and with access to unlimited high street and private lenders, we will endeavour to deliver the most suitable solution the market has to offer.
Kem’s visionary leadership extends beyond the company’s external endeavours. A true advocate for nurturing internal talent, he places paramount importance on supporting the staff within Henry Dannell. Recognising that a strong, motivated team is the cornerstone of success, Kem has pioneered initiatives that foster professional growth, skill enhancement, and a sense of belonging among his employees. This commitment to the development of his team transcends traditional leadership, elevating Henry Dannell’s working culture to one of collaboration, innovation, and shared achievement.
In addition to his dedication to the team, Kem is a cultivator of strategic relationships. Leveraging his extensive experience and industry insight, he has established new partnerships and collaborations that have propelled Henry Dannell to new heights. Through these connections, he has not only expanded the business’s horizons but also unlocked fresh opportunities that align with his innovative approach to client service and solutions.
As the architect of the company’s success, Kem’s role goes beyond day-to-day operations. His strategic foresight and calculated risk-taking allow him to navigate uncharted waters with confidence, consistently identifying emerging trends and potential avenues for growth. This innate ability to foresee industry shifts and seize advantageous positions solidifies his reputation as a true visionary, with Henry Dannell benefiting from his unmatched guidance.
Kem’s leadership leaves a lasting legacy, ensuring Henry Dannell’s ongoing growth and evolution. His fusion of innovation, expertise, and unwavering dedication to client success is magnified by his commitment to nurturing staff potential and fostering strategic alliances. As he steers the ship into unexplored waters, his stewardship will undoubtedly shape the company’s trajectory, leaving an indelible mark on the industry.
With over two decades of experience in the financial industry, Geoff Garrett stands as a seasoned expert and orchestrator of key alliances in the world of HNW private client finance.
Geoff co-founded Henry Dannell, a specialist mortgage brokerage renowned for providing bespoke financial solutions. Henry Dannell began with a deep-seated belief that the world of HNW clients was profoundly underserved. Geoff’s vision was clear from the outset: to create a brokerage that would be the nexus for crafting bespoke financial solutions for individuals with intricate financial profiles. With this, Geoff has redefined the landscape for HNW clients, creating intricate financial networks and fostering strategic relationships.
His multifaceted skill set and dedication to his clients have earned him a reputation as a true connector, opening doors and building relationships between HNW clients, professional introducers, and banks. With his specialist knowledge of complex cases and unique debt situations, Geoff’s expertise makes him a trusted partner to major credit houses, wealth managers, trust companies, and solicitors, serving as a crucial link between these two distinct worlds.
As the Specialist Debt Adviser, Geoff plays a pivotal role in crafting a holistic financial ecosystem that transcends conventional boundaries.
Building Collaborative Partnerships
For Geoff, building relationships is much more than a series of business transactions; it’s about cultivating long-lasting, trust based relationships that result in a beneficial outcome for all parties and ultimately secure client success.
Geoff’s commitment to nurturing relationships means he invests time and effort in building strong foundations based on mutual trust and collaboration. A partnership for Geoff is not just about achieving a singular goal or transaction; it’s about creating enduring, symbiotic relationships. This dedication results in partnerships that withstand challenges, evolve, and ultimately contribute to long-term success.
His approach distinguishes him as a leader in this field, where he actively seeks out professional introducers, lenders, and other key industry stakeholders. He acknowledges their pivotal roles in delivering precisely tailored financial solutions to HNW clients.
The result of Geoff’s approach is the creation of a dynamic network of interconnected professionals. These individuals work seamlessly to provide HNW clients with specialised and intricately tailored financial solutions.
Client-Centric Focus
Geoff ensures that every solution is not a one-size-fits-all approach but a bespoke offering tailored to address the unique financial profiles of his clients.
The outcome of this approach is an exceptional level of client satisfaction and loyalty. HNW clients benefit from solutions that are exquisitely designed to align with their individual goals. In turn, this approach solidifies Geoff’s reputation as a trusted and respected advisor in the realm of HNW financial services.
Financial Acumen
Geoff has a profound understanding of the financial industry and a keen awareness of market trends. He goes far beyond the basics, delving deep into the intricacies of the field. His expertise ensures that he remains up-to-date with the ever-evolving economic landscape.
Geoff’s commitment to staying current with changes in the industry is not a passive endeavour; it’s a proactive effort to ensure that his advice is consistently relevant and effective for his clients. This knowledge positions him as a trusted advisor, always ready to provide the most informed guidance to his clients.
Innovation-Driven Collaborations
Geoff is committed to keeping financial solutions for HNW clients at the forefront of technological advancement. Geoff firmly believes that integrating innovative technologies is essential for enhancing the quality and efficiency of HNW financial solutions.
Geoff’s promotion of innovation extends beyond a mere endorsement; it is a proactive effort to embrace and leverage cutting-edge technologies. He remains deeply engaged in exploring new trends, tools, and methodologies that can revolutionise the financial industry, particularly for HNW clients.
As Head of Operations, Andrea plays a pivotal role in driving efficiency, enhancing processes, and supporting strategic growth at Henry Dannell. Leveraging her wealth of experience and expertise, she is instrumental in ensuring seamless day-to-day operations while fostering collaboration across all areas of the business.
Andrea’s background in Wealth Management has equipped her with a strong ability to manage complex processes, communicate effectively, and navigate the intricate dynamics of the financial sector. These skills provide a solid foundation for her overseeing business operations and continuous improvement initiatives.
As a key figure in Henry Dannell’s ongoing success, Andrea is dedicated to refining operational functions, streamlining workflows, and ensuring the business remains agile in an evolving financial landscape.
Strategic Problem-Solving
Andrea takes a proactive approach to identifying challenges and implementing innovative solutions to drive operational efficiency.
Process Optimisation
She is essential in refining internal processes, ensuring smooth execution, and enhancing overall business performance.
Adaptability
Andrea’s ability to swiftly adjust to changing priorities ensures that the business remains agile, forward-thinking, and efficient.
Cross-Team Collaboration
Andrea fosters strong coordination across departments, ensuring alignment with business objectives and maintaining a high standard of service delivery.
Andrea is essential to the company’s growth strategy and is key in strengthening Henry Dannell’s position in the financial services industry as we continue to drive excellence and innovation.
Lily joined the Henry Dannell team as the head of marketing, with a focus on innovatively developing brand awareness and driving new business. She has a wealth of experience in sales and marketing within the property industry, having worked with Savills for over 7 years.
This experience has equipped her with a broad understanding of the business, developing compelling marketing strategies tailored to engage a particular target demographic. Lily is passionate about creatively portraying our ethos, values, and knowledge to better inform and engage our target audience with the services we provide.
Lily’s role is centred around positioning Henry Dannell as a trusted financial partner and advisor by showcasing our unique value proposition built upon trust, transparency, and reliability. Lily continuously refines our approach to ensure our marketing efforts remain agile and impactful.
Krista has joined Henry Dannell as Head of Corporate Relations. In her role, Krista oversees all external corporate relationships, from employee benefits to strategic business development. Krista plays a pivotal role in Henry Dannell’s growth strategy, aiming to provide exceptional services to our clients and partners.
Event Management
Krista is a skilled event planner, overseeing the successful execution of various events.
Relationship Building
Krista fosters open communication to build trust and understanding with clients, partners, and the internal team, enabling effective collaboration.
Project Management
Krista is a proficient project manager, capable of planning, organising, and executing complex projects efficiently.
Problem-Solving
Krista is a creative and resourceful problem-solver who proactively identifies and addresses challenges. Her ability to think critically, develop innovative solutions, and adapt to change makes her a valuable asset to the team.
As a Business Consultant to Henry Dannell, Keith focuses on strengthening our training & competence frameworks, governance structures, and compliance practices, while also acting as an adviser to the board. Drawing on over three decades of experience in financial services, he ensures our organisation maintains the highest standards of regulatory integrity, consumer care, and operational excellence.
Keith’s background includes steering large-scale mortgage operations and implementing robust compliance programmes that meet evolving regulatory requirements. His deep understanding of Consumer Duty and commitment to best-practice governance positions Henry Dannell at the forefront of responsible and ethical business conduct.
Regulatory & Compliance Expertise
Keith ensures that Henry Dannell remains compliant with all industry regulations, safeguarding both the firm and its clients.
Training & Competence
He drives continuous professional development, equipping teams to excel under stringent regulatory standards and deliver top-tier client service.
Governance & Consumer Duty
With a focus on ethical practices and customer-centric solutions, Keith upholds the firm’s commitment to responsible operations.
Board Advisory
Keith draws on his extensive industry experience to support the board in maintaining strong oversight and regulatory alignment, ensuring the business grows responsibly and within a robust compliance framework.
Stephen is a highly accomplished Mortgage and Protection Adviser with over five years of experience in the industry. He specialises in assisting clients with Residential mortgages, Later Life mortgages for individuals aged 55 and over, and personal & business protection insurance.
Stephen’s meticulous attention to detail and in-depth understanding of complex income structures enable him to provide personalised mortgage solutions for each client, and carefully researched protection plans to ensure both family and debt are sufficiently insured. With a combination of expertise and exceptional customer service skills, Stephen is a reliable and trusted partner for clients seeking guidance through the mortgage and protection process.
Complex Income Analysis
Proficient in evaluating intricate income structures, including self-employment income, variable bonuses, and commissions, to accurately assess borrowing capacity and secure suitable mortgage options.
Client Relationship Management
Demonstrates a strong focus on building and maintaining long-term client relationships through exceptional communication skills, trustworthiness, and a genuine commitment to client satisfaction.
Attention to Detail
Possesses a meticulous approach when reviewing financial documents, ensuring accuracy and completeness in the mortgage application process and researching of appropriate insurance policies.
Market Knowledge
Keeps well-informed of industry trends, mortgage products, insurance contracts and regulatory changes, enabling the provision of informed advice and recommendations to clients.
Tailoring Solutions
Stephen takes the time to understand his clients’ circumstances and objectives and customises mortgage and protection solutions to match each clients’ financial situation, lifestyle, and long-term plans. By taking a holistic view of their needs, he ensures that the advice he provides is in harmony with their broader financial goals.
Navigating the Emotional Journey
Purchasing a home or dealing with complex financial decisions can be emotionally taxing. Stephen recognises the emotional aspect of his clients’ journeys and offers compassionate support throughout the process.
Simplifying Complex Financial Concepts
Financial jargon and complex mortgage terms can be overwhelming for clients. Stephen excels at translating these concepts into simple, understandable language. He patiently walks clients through each step of the process, ensuring they have a clear understanding of their options.
Proactive Communication and Follow-Up
Stephen believes that effective communication is the foundation of a successful Client-Adviser relationship. He keeps clients informed at every stage of the mortgage process, promptly addressing any queries or concerns they may have. He maintains regular follow-ups to keep track of their evolving needs and to provide ongoing support.
Stephen’s commitment to his clients extends beyond the transaction. He remains a dependable resource for any financial enquiries they may have, offering guidance on refinancing opportunities, home equity management, and other related matters. His personalised service ensures that clients’ feel supported throughout their entire homeownership journey.
Charles embarked on his journey in the financial services industry in 1995. Throughout the years, he has witnessed the industry evolve and adapt to changes in the mortgage market and the advice process. These valuable experiences have equipped Charles with a wealth of knowledge and expertise, making him a highly skilled adviser. Whether his clients are first-time buyers, experienced portfolio owners, or individuals seeking guidance for later life decisions, Charles is well-prepared to assist them on their financial journey.
Vast Knowledge of the Mortgage Market
With decades of experience, Charles possesses an in-depth understanding of the ever-changing mortgage market. He stays updated on the latest trends, products, and regulations to provide clients with informed and up-to-date advice.
Comprehensive Protection Solutions
Charles is passionate about safeguarding his clients and their families against unforeseen events. He offers comprehensive protection solutions tailored to each client’s unique needs and circumstances, ensuring their financial security and peace of mind.
Diverse Clientele Expertise
Charles has a diverse range of clientele, including professionals in legal, property development, medical fields, business owners, and TV executives. This diverse exposure has deepened his expertise, enabling him to cater to clients from various backgrounds and industries.
Tailored Solutions
Recognising that each client has unique financial goals, Charles tailors financial plans that align with their aspirations and long-term objectives. He takes a holistic approach, considering all aspects of their financial situation to develop personalised solutions.
Charles is dedicated to his clients’ financial wellbeing and security. His approach is characterised by:
Trust and Transparency
Charles builds strong relationships with his clients, taking the time to listen to their objectives and providing honest and reliable advice that is tailored to their best interests.
Ongoing Support
Charles’s commitment to his clients extends beyond the initial advisory process. He maintains regular contact, conducting periodic reviews to ensure their financial plans remain aligned with their changing needs and circumstances.
Proactive Education
Charles provides his clients with knowledge, educational resources, and guidance throughout their financial journey. By staying informed, clients are better equipped to make informed decisions and take charge of their financial future.
Compassionate Guidance
Charles provides compassionate support during significant life events, such as buying a first home, starting a family, or planning for retirement, helping clients navigate these transitions with confidence.
Jamie has extensive experience in the mortgage industry and brings a wealth of knowledge and expertise to Henry Dannell. His extensive knowledge enables him to offer tailored mortgage solutions to clients from diverse backgrounds.
Jamie excels in assisting individuals with intricate financial circumstances, including those with complex income streams, asset-rich portfolios, or overseas investments. He has nurtured strong relationships with various market lenders, enabling him to find effective resolutions.
Jamie has experience working with a diverse range of client profiles, including:
At the core of Jamie’s philosophy is delivering a seamless, stress-free experience for his clients. Leveraging his in-depth understanding of the lending market, he guides clients through each stage of their financial journey, ensuring the solutions offered align precisely with their unique needs and requirements.
In instances where clients haven’t secured placement with traditional high street lenders and necessitate alternative solutions, Jamie leverages his extensive network and relationships to source the most suitable options from a range of holistic lenders, and in some cases, private banks.
Financial Knowledge
With years of experience in the mortgage industry, Jamie has honed his financial acumen. He possesses a deep understanding of mortgage products, interest rates, and lending regulations, enabling him to provide clients with well-informed advice.
Personalised Approach
Jamie is committed to understanding the unique financial situations and aspirations of his clients. A personalised approach allows him to tailor mortgage solutions that precisely align with each clients’ goals.
Relationship Building
Jamie has cultivated robust relationships with a wide array of market lenders. These connections allow him to access a broad spectrum of lending options, including holistic lenders and private banks, providing clients with diverse choices.
Analytical Approach
Clients with complex income streams, substantial assets, or unconventional financial profiles often turn to Jamie for solutions. He excels in analysing intricate financial scenarios and devising creative strategies to overcome challenges.
Supportive Guidance
Jamie recognises that obtaining a mortgage can be a complex and overwhelming process. He guides clients through each step of the journey, providing clear explanations and support, making the process easy and stress-free.
Client Education
In addition to securing mortgages, Jamie educates his clients about their options, ensuring they have the insight to make the most informed decisions that align with their long-term financial goals.
Jamie’s skills and approach as a mortgage adviser converge to offer clients a combination of expertise, personalised service, and access to a wide array of lending solutions, ensuring that their mortgage needs are met comprehensively and effectively.
Hasan is a highly skilled bilingual mortgage adviser with extensive experience, dedicated to helping individuals and families fulfil their dreams of owning a home. With over 10 years of industry experience, he has established himself as a reliable source for clients seeking customised mortgage solutions that cater to their specific needs.
What sets Hasan apart is his unwavering commitment to delivering exceptional customer service. He takes the time to actively listen to clients to comprehend their financial objectives and tirelessly works to find the optimal mortgage solutions that align with their requirements and objectives. Hasan excels at simplifying complex financial concepts and effectively communicates them clearly and concisely, enabling clients to make confident and informed decisions.
Industry Expertise
Hasan possesses over 10 years of comprehensive experience in the mortgage industry, making him a seasoned professional well-versed in the intricacies of the market.
Market Savvy
Hasan keeps his clients well-informed about the dynamic mortgage landscape, including the latest market trends, regulations, and financing options.
Product Proficiency
Hasan boasts a profound understanding of a wide spectrum of mortgage products, including fixed-rate mortgages, adjustable-rate mortgages, and refinancing options. His specialisation lies in residential and buy-to-let mortgages, having successfully assisted over 1,000 clients to date.
Communication
Hasan excels at simplifying complex financial concepts and articulating them clearly and concisely. His communication skills allow clients to make confident and informed decisions about their mortgages.
Commercial Property Finance
Hasan’s expertise extends to commercial property finance, where he has earned a reputation for providing expert guidance, fostering long-lasting relationships, and consistently surpassing client expectations.
Client-Centred Approach
Hasan’s differentiator is his unwavering commitment to providing exceptional customer service. He actively listens to clients, gaining a deep understanding of their financial objectives, and tirelessly works to find mortgage solutions that align seamlessly with their specific needs.
Ongoing Personal Development
Beyond assisting clients, Hasan remains proactive in staying abreast of industry trends and actively participates in ongoing professional development programs to refine his skills. His commitment to lifelong learning ensures that he is always at the forefront of the ever-evolving mortgage landscape.
Professional Qualifications
Lauren is an accomplished Mortgage Adviser with over five years of experience in the industry. Throughout her career, she has honed her skills in various roles, developing a deep understanding of the mortgage process. Lauren is passionate about helping clients achieve their homeownership goals and secure their ideal financial future. Her skills ensure a seamless client experience.
Meticulous Attention to Detail
Lauren ensures accuracy and completeness throughout the mortgage application process, leaving no stone unturned in her research. She works tirelessly to find the best possible outcome for each client.
Building Long-Term Relationships
Lauren understands the importance of fostering strong connections. By consistently delivering results and exceptional service, she builds trust with clients.
Proactive Communication
Whether she’s working with a client remortgaging, a first-time buyer, or an introducer, Lauren keeps everyone informed throughout the process, ensuring a smooth and stress-free experience.
Trustworthy and Caring
Lauren’s deep understanding of the mortgage process and her genuine care for her clients foster a trusting and supportive environment. She recognises the significance of obtaining a mortgage and prioritises her clients’ needs throughout the journey.
Michelle brings a wealth of experience and dedication to her role as a Mortgage Advisor at Henry Dannell. After nearly three years working alongside advisors, Michelle gained invaluable experience supporting clients and delivering a seamless and efficient service. Combining this with her previous experience as a Field Service Manager, Michelle has developed a comprehensive skillset that allows her to navigate clients through every step of the mortgage process with care.
Clear Communication
Michelle’s experience has honed her communication skills, allowing her to tailor updates to client and introducer preferences. She keeps everyone informed at their preferred pace and adapts her approach to fit their circumstances.
Attention to Detail
Having witnessed and participated in the intricacies of mortgage applications as an administrator, Michelle possesses a deep understanding of the process. This meticulousness translates into a superior client experience.
Relationship-Driven
Michelle fosters strong relationships with clients and introducers by consistently delivering exceptional service and achieving successful outcomes.
Jamie is an experienced mortgage adviser with extensive knowledge and expertise in the financial services industry. His experience working with High-Net-Worth and Ultra High-Net-Worth clientele, coupled with his deep understanding of complex income profiles, positions him as a trusted adviser.
Personalised Approach
At Henry Dannell, we believe in providing a personalized approach to mortgage advice. Jamie is committed to sourcing bespoke solutions that align seamlessly with our clients’ individual needs.
Relationship Building
Relationship building is a cornerstone of Jamie’s approach. He actively maintains relationships with clients, lenders, and introducers, always striving to deliver the best possible client experience.
Financial Knowledge
Jamie’s years of experience in the mortgage industry have equipped him with a vast bank of financial knowledge. He continuously develops his expertise to ensure he can provide clients and introducers with well-informed advice.
Unparallelled Client Experience
Jamie is dedicated to providing an exceptional client experience. He actively listens to understand clients’ financial goals and works collaboratively with lenders, clients, and other stakeholders to find tailored solutions. His aim is to ensure a smooth and seamless process for every client.
Beyond assisting clients, Jamie stays up-to-date with industry trends and participates in ongoing professional development programmes. This ensures he is always providing his clients and introducers with the most current insights and advice.
As a specialist finance adviser, Matt’s role requires a unique set of skills. With a driven and determined attitude, Matt delivers exceptional service and works to source the most suitable solutions for his clients, regardless of the complexity of their situation.
With an impressive 17-year tenure in the property industry, Matt possesses extensive knowledge in all aspects related to property and finance.
Matt’s expertise lies in the Commercial and Specialist Lending sector, particularly in dealing with high-net-worth clients. This has afforded him a profound understanding of the intricacies involved in specialist and structured finance. Matt firmly believes in offering tailored services and innovative solutions to assist his clients in achieving the most suitable outcomes.
With strong relationships within the specialist lending market and a reputable reputation, Matt excels in structuring debt in accordance with specific requirements. Whether it involves creating a custom facility or surpassing standard criteria, he ensures that the best possible solution is attained for each client.
Matt’s proficiency as a specialist finance adviser is underpinned by a comprehensive skill set that includes:
Financial Knowledge
Matt possesses a deep understanding of financial markets, lending products, and regulatory frameworks. This knowledge enables him to navigate complex financial landscapes effectively.
Analytical Expertise
He excels in analysing intricate financial situations, identifying risks, and crafting solutions that mitigate these risks while optimising outcomes for his clients.
Communication
Matt’s strong communication skills allow him to articulate complex financial concepts in a clear and accessible manner, fostering transparency and trust in his client relationships.
Negotiation
He is a skilled negotiator, adept at securing favourable terms for his clients when structuring financial agreements and working with lenders.
Tailored Solutions
Recognising that every client’s financial situation is unique, Matt begins by thoroughly understanding each client’s goals, constraints, and aspirations, allowing him to tailor financial solutions that align precisely with their needs.
Client-Centric Focus
Matt places the client’s best interests at the forefront of every decision. He strives to build enduring relationships based on trust, transparency, and unwavering commitment to achieving the client’s financial objectives.
Due Diligence
Matt conducts in-depth due diligence on lending products, lenders, and market conditions to ensure that the financial strategies he recommends are well-informed and robust.
Proactive Advocacy
Matt is a passionate advocate for his clients. He proactively negotiates with lenders, leverages his network, and explores various financial avenues to secure the most favourable terms and conditions.
Matt’s skills and approach as a specialist finance adviser converge to create a client-centred, solutions-oriented, and results-driven advisory service, making him a trusted partner in navigating the complexities of the financial world.
Andrew is a valuable addition to Henry Dannell’s mortgage team. His expertise lies in navigating the intricacies of financial profiles and supporting clients in finding the most suitable financial solutions for their lending needs.
With more than 8 years of experience in the financial industry, Andrew has built a solid foundation in administering mortgages and has honed his skills in managing complex mortgage cases. This extensive background has equipped him with a deep understanding of the industry and the nuances of mortgage applications providing him with the expertise to address diverse client needs.
Handling Complex Scenarios
Throughout his career, Andrew has managed various mortgage transactions, including residential purchases, remortgages, and more complex scenarios. He has successfully assisted larger portfolio clients seeking buy-to-let or bridging loans, demonstrating his versatility and adaptability in tailoring solutions to different requirements.
Comprehensive Knowledge
Andrew’s vast experience in the mortgage industry has endowed him with a wealth of knowledge and insights. This expertise allows him to navigate through the complexities of the mortgage market and provide well-informed advice to his clients.
Exceptional Client Experience
Andrew is dedicated to providing his clients with an exceptional experience throughout the mortgage advisory process. He understands the significance of this financial decision in their lives and works diligently to ensure they feel supported and well-cared for at every step.
Tailoring Solutions
One of Andrew’s key strengths is his ability to tailor mortgage solutions to meet the specific circumstances and objectives of his clients. Whether it’s first-time buyers, property investors, or those seeking refinancing, Andrew strives to find the most suitable and personalised mortgage options.
Stephen specialises in providing financial options tailored for clients aged 55 and above, enabling them to raise capital secured against their homes. His pragmatic approach typically centres around challenging client assumptions to suggest alternative, cost-effective solutions that avoid incurring debt. However, if a loan proves to be the optimal choice, his aim is to secure the most advantageous terms for clients while minimising expenses.
As a Later Life Lending Professional accredited by the London Institute of Banking and Finance (LIBF) and the Society of Later Life Advisers (SOLLA), Stephen offers a discreet and objective service with access to the whole market. His exceptional communication skills empower clients by simplifying intricate financial concepts and enabling them to overcome preconceptions, make informed choices and achieve their desired outcomes.
With much of his career spent in Financial Services as a trader and portfolio manager in the City, Stephen possesses an acute awareness of the enduring impact of short-term decisions concerning finances. Given that Later Life mortgages represent a long-term financial commitment, Stephen’s recommendations prioritise incorporating as much flexibility as possible to navigate any unforeseen future events that may arise.
Financial Analysis
Stephen accurately assesses his clients’ financial situations and recommends suitable alternatives, mortgages or equity release products tailored to their needs. Part of Stephen’s process includes visiting his clients’ homes, with all beneficiaries of their estate welcome to attend to ensure the solution aligns with their objectives.
Regulatory Knowledge
Stephen maintains a deep understanding of financial regulations relevant to Later Life lending. As a member of the Equity Release Council, he ensures that regulations and standards are met to safeguard his clients.
Empathy and Patience
Stephen recognises the emotional nature of financial decisions in later life where property is concerned, and provides the support and understanding his clients need to make informed choices.
Product Knowledge
Stephen possesses extensive knowledge of all Later Life products, including Lifetime mortgages, Home Reversion schemes, and Retirement Interest Only mortgages.
Holistic Assessment
Stephen takes a comprehensive approach to client assessment, considering not only their immediate financial needs but also their long-term goals, plans for retirement, and estate planning.
Client-Centred Approach
Stephen always prioritises his clients, ensuring that his recommendations align with their circumstances and objectives.
Ethical and Responsible Advice
Stephen ensures his clients understand both the benefits and potential risks associated with Later Life lending products.
Education and Transparency
Stephen educates his clients about the various options available, the implications of their choices, and the associated costs. Transparency is a fundamental principle of his practice.
Long-Term Relationship Building
Stephen builds trust through long-term relationships with his clients. He remains available for ongoing support and advice, long after the initial transaction is completed.
Stephen’s expertise and professional approach as a Later Life Mortgage Adviser mirror his personal values. His commitment to his clients’ well-being and his dedication to ethical, transparent, and personalised service make him a trusted partner for those seeking guidance with their later life financial decisions.
Matthew brings a breadth of financial services experience to his role as an Analyst at Henry Dannell. Having worked in various mortgage and property financing positions, Matthew has developed a keen understanding of credit risk assessment and is adept at crafting tailored solutions for clients. His hands-on experience in client-facing roles, combined with strong analytical skills, enables him to provide precise, data-driven guidance every step of the way.
Analytical Expertise
Matthew excels at dissecting complex financial data to inform accurate and strategic credit decisions. His analytical approach ensures that clients receive recommendations grounded in rigorous evaluation and careful risk assessment.
Clear Communication
Matthew understands the importance of transparent, timely updates. Whether collaborating with internal teams or liaising with clients and introducers, he tailors his communication style to foster clarity and trust throughout every stage of the financing process.
Relationship-Driven
Throughout his career, Matthew has valued building strong, long-term relationships. By focusing on delivering exceptional service and successful outcomes, he maintains a client-first mindset that instils confidence and loyalty.
As part of our Client Services Team at Henry Dannell, Ellis brings over five years of industry expertise and plays a pivotal role in managing case processing and completion. Her ability to collaborate closely with advisers and external stakeholders ensures that clients receive a smooth and efficient service.
Passionate about delivering exceptional service, Ellis is committed to maintaining the highest standards of support. Her meticulous attention to detail and proactive approach ensures that each client benefits from a streamlined journey from start to finish.
Efficiency and Organisational Strength
Ellis’s strong organisational skills and attention to detail enable her to manage multiple cases effectively, ensuring a seamless process for both advisers and clients.
Communication and Collaboration
With strong communication skills, Ellis builds and nurtures relationships with advisers, lenders, and clients. Her professionalism and clarity ensure smooth coordination at every stage of the process.
Problem-Solving and Adaptability
With a proactive approach and the ability to adapt to changing circumstances, Ellis tackles challenges with practical, effective solutions, ensuring an uninterrupted service for clients. With Ellis’s expertise, dedication, and client-focused mindset, we are confident that every client will receive the personalised and efficient service they deserve.
Guven has joined Henry Dannell as part of our Client Services Team. Her background in mortgages has honed her understanding of lender requirements and procedures, providing her with a solid foundation for her role. Additionally, her diverse professional experience has equipped her with valuable transferable skills that complement her administrative duties.
Guven is committed to our client-centric approach, ensuring that our clients receive a seamless and positive experience throughout their journey.
Organisational Proficiency
Guven’s exceptional organisational skills and meticulous attention to detail allow her to efficiently support our advisers to ensure a seamless client experience.
Strong Interpersonal and Communication Skills
Guven’s excellent communication abilities are essential for effective collaboration with our advisers and lenders whilst also delivering exceptional service to our clients.
Tenacity and Adaptability
Guven’s previous experiences have developed her into a tenacious and adaptable individual, enabling her to handle multiple client requests while maintaining the highest service standards.
With Guven’s dedication and expertise, we are confident in our ability to provide our clients with the personalised support they deserve.
Sarah-Jane has joined Henry Dannell as part of our Client Services Team, taking her first steps into the multifaceted world of mortgage lending. Her keen interest in finance and commitment to excellence have enabled her to develop a strong foundation in mortgage processing, compliance, and financial analysis.
Meticulous Attention to Detail
Sarah-Jane’s precision and ability to perform under pressure ensure that processes run smoothly, enhancing the overall client experience.
Strong Analytical and Organisational Skills
Her ability to assess complex financial information and maintain structured workflows supports both advisers and clients in achieving optimal outcomes.
Commitment to Professional Development
Sarah-Jane is continuously expanding her expertise through hands-on experience and further industry qualifications, reinforcing her dedication to delivering the highest standard of service.
With Sarah-Jane’s expertise and enthusiasm, we are confident in our ability to provide our clients with the personalised support they deserve.
Looking to expand your property portfolio or purchase your first rental property? At Henry Dannell, we specialise in helping you secure the most favourable buy-to-let mortgage solutions tailored to your specific goals. Whether you’re an experienced landlord with a portfolio or a first-time landlord, we are here to guide you...
With a range of available commercial mortgage services, from Bridging Finance to Property Portfolio Lending, we can find the right solution for you.
We understand that purchasing your first property is a rewarding process, but it can also be one that is difficult to navigate. We will be there to help you secure the best rate and to guide you each step of the way, from your initial enquiry until completion.
Despite being informed by several brokers and lenders that he would not be eligible for a competitive rate until he had owned the property for 6 months, we were able to find a solution that allowed him to secure a new rate as soon as possible.
Leveraging our in-depth understanding of the client's income structure, we engaged in a detailed discussion with the bank, which enabled them to adopt a holistic view of the case.
The client's application presented a unique challenge as it involved four different income streams. To maximise their borrowing capacity, we selected a lender that considered both applicants' salaries and net profit at 100%, resulting in a higher lending amount.
Despite encountering some obstacles, we were able to provide our client with the necessary support to obtain the full loan amount they required. Additionally, we facilitated a swift completion to avoid any potential exposure to their lender's Standard Variable Rate (SVR).
