Accept the offer, outright reject it, or engage further by presenting a counter-offer Selling your home is a monumental moment in your life, encapsulating the culmination of years spent within its walls and a significant financial transition. When the moment arrives, and you...
Read More
The legalities and logistics of property ownership Inheriting property from a late family member often carries a complex mix of emotions and financial considerations. While it may serve as a tangible connection to cherished memories and lost loved ones, it also introduces a...
Read More
Factors and costs that need careful consideration When buying a home, the first step is understanding how much you can afford to borrow for a mortgage. Most people aim to purchase as much house as they can reasonably afford without overstretching their finances...
Read More
Should you secure a fixed rate now or wait in the hope of a more competitive deal? Homeowners nearing the end of their current mortgage deals may question whether to secure a fixed rate now or wait in the hope of more competitive...
Read More
Exploring how to cope with the process effectively for your unique circumstances Knowing where to start if you’ve never applied for a mortgage can be challenging. Navigating the myriad of options, jargon, and financial commitments can feel overwhelming. However, understanding the essential steps...
Read More
CASE STUDY A retired couple, referred to us by a private bank, sought to purchase a new build home in South East London. Their plan was to leverage their £2.25m property through a Later Life mortgage and arrange a drawdown reserve to...
Read More
Looking for secure, high-growth investment options for your high-net-worth clients? Prime Central London (PCL) property could be the ideal addition to their portfolios. Resilience in a Shifting Market While some property markets have seen recent fluctuations, PCL has demonstrated remarkable stability. Despite global...
Read More
Cautious optimism is the name of the game as inflation falls ahead of expectations and lenders help borrowers ride out the storm The housing market as well as the wider economy have undoubtedly had a rocky ride of late, but early signs of stability returning...
Read More
Expert guidance is more crucial than ever as mortgage rates continue to rise in the face of stubbornly high inflation Housing market knowledge and know-how have come firmly into their own this month as worse-than-expected inflation data rocked the economy and made analysts...
Read More
Encouraging signs abound, making now the perfect time to dive in A flurry of encouraging signs around the economy, interest rates and house prices are strong signals of optimism for the property market – and opportunity for those ready to dive in.
Read More
Has your client found a new property to purchase, but won’t be able to sell their current home simultaneously? In this scenario, a bridging loan may be a potential solution. Whilst your client may have other assets as part of an existing investment...
Read More
There are many factors to consider as a sporting professional, when obtaining a mortgage. In this video, we discuss some of the factors a lender would consider when assessing affordability.
View Video
At Henry Dannell, we aim to provide our clients with the support and knowledge they require to find the most suitable solution fitting their requirements, profession and lifestyle.
View Video
The nature of income streams for professional entertainers, such as musicians can make mortgage lending ‘non-traditional’. Within this video, we discuss the complexities that can be faced and how a lender will assess affordability.
View Video
For clients with a large property portfolio, mortgage solutions can be complex. Within this video, we discuss the benefits of using a broker to consolidate lending.
View Video
For solicitors during different stages in their career, income structures may vary, which will affect the way a lender would assess affordability. Within this video, we discuss what factors would be considered, during these different stages.
View Video
Clients with a large investment portfolio but limited income can face complexities when trying to obtain a mortgage. Within this video we discuss the options available those requiring specialist asset lending, without having to lend against current assets.
View Video
Accept the offer, outright reject it, or engage further by presenting a counter-offer Selling your home is a monumental moment in your life, encapsulating the culmination of years spent within its walls and a significant financial transition. When the moment arrives, and you...
Read More
The legalities and logistics of property ownership Inheriting property from a late family member often carries a complex mix of emotions and financial considerations. While it may serve as a tangible connection to cherished memories and lost loved ones, it also introduces a...
Read More
Factors and costs that need careful consideration When buying a home, the first step is understanding how much you can afford to borrow for a mortgage. Most people aim to purchase as much house as they can reasonably afford without overstretching their finances...
Read More
Should you secure a fixed rate now or wait in the hope of a more competitive deal? Homeowners nearing the end of their current mortgage deals may question whether to secure a fixed rate now or wait in the hope of more competitive...
Read More
Exploring how to cope with the process effectively for your unique circumstances Knowing where to start if you’ve never applied for a mortgage can be challenging. Navigating the myriad of options, jargon, and financial commitments can feel overwhelming. However, understanding the essential steps...
Read More
CASE STUDY A retired couple, referred to us by a private bank, sought to purchase a new build home in South East London. Their plan was to leverage their £2.25m property through a Later Life mortgage and arrange a drawdown reserve to...
Read More
Looking for secure, high-growth investment options for your high-net-worth clients? Prime Central London (PCL) property could be the ideal addition to their portfolios. Resilience in a Shifting Market While some property markets have seen recent fluctuations, PCL has demonstrated remarkable stability. Despite global...
Read More
Cautious optimism is the name of the game as inflation falls ahead of expectations and lenders help borrowers ride out the storm The housing market as well as the wider economy have undoubtedly had a rocky ride of late, but early signs of stability returning...
Read More
Expert guidance is more crucial than ever as mortgage rates continue to rise in the face of stubbornly high inflation Housing market knowledge and know-how have come firmly into their own this month as worse-than-expected inflation data rocked the economy and made analysts...
Read More
Encouraging signs abound, making now the perfect time to dive in A flurry of encouraging signs around the economy, interest rates and house prices are strong signals of optimism for the property market – and opportunity for those ready to dive in.
Read More
Has your client found a new property to purchase, but won’t be able to sell their current home simultaneously? In this scenario, a bridging loan may be a potential solution. Whilst your client may have other assets as part of an existing investment...
Read More
There are many factors to consider as a sporting professional, when obtaining a mortgage. In this video, we discuss some of the factors a lender would consider when assessing affordability.
View Video
At Henry Dannell, we aim to provide our clients with the support and knowledge they require to find the most suitable solution fitting their requirements, profession and lifestyle.
View Video
The nature of income streams for professional entertainers, such as musicians can make mortgage lending ‘non-traditional’. Within this video, we discuss the complexities that can be faced and how a lender will assess affordability.
View Video
For clients with a large property portfolio, mortgage solutions can be complex. Within this video, we discuss the benefits of using a broker to consolidate lending.
View Video
For solicitors during different stages in their career, income structures may vary, which will affect the way a lender would assess affordability. Within this video, we discuss what factors would be considered, during these different stages.
View Video
Clients with a large investment portfolio but limited income can face complexities when trying to obtain a mortgage. Within this video we discuss the options available those requiring specialist asset lending, without having to lend against current assets.
View Video
'They are extremely responsive, highly professional with many years of experience in their field…'Investment Banker Book your consultation now
Despite being informed by several brokers and lenders that he would not be eligible for a competitive rate until he had owned the property for 6 months, we were able to find a solution that allowed him to secure a new rate as soon as possible.
Leveraging our in-depth understanding of the client's income structure, we engaged in a detailed discussion with the bank, which enabled them to adopt a holistic view of the case.
The client's application presented a unique challenge as it involved four different income streams. To maximise their borrowing capacity, we selected a lender that considered both applicants' salaries and net profit at 100%, resulting in a higher lending amount.
Despite encountering some obstacles, we were able to provide our client with the necessary support to obtain the full loan amount they required. Additionally, we facilitated a swift completion to avoid any potential exposure to their lender's Standard Variable Rate (SVR).
