Unravelling the Complexities of High-Value Mortgages for Aspiring Homebuyers If you’re on the journey to becoming a homeowner with a property valued at over £1m, you’ve likely come across the term “high-value mortgages“. But what exactly are high-value mortgages, and how...
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A Lombard loan is a strategic financial tool that can provide you with flexibility and the potential for asset preservation In the realm of modern finance, diverse instruments and strategies are used to secure loans and access capital. One method becoming more and more prominent is...
Read More
New trends, high debt levels and low pension savings signal changes in demand Later Life products are expected to see a surge in demand after a new report concluded that high levels of debt and a lack of pension savings make it increasingly likely that...
Read More
High street banks are boldly stepping into the £1m to £10m mortgage arena The mortgage market has recently undergone a major transformation. Retail banks are now stepping up to challenge private banking institutions head-on, breaking the traditional mould where mortgages ranging from £1m to £10m...
Read More
The cost of living crisis, rising inflation, and interest rates are causing many homeowners aged over 55 to explore their financial options. Later Life mortgage products are becoming an increasingly popular way to access property wealth and fund retirement plans, such as...
Read More
As you enter your later years, the number of financial institutions willing to lend you money starts to reduce, especially if you have retired. Whether you’re looking to take out a large loan, get a new mortgage or even remortgage your existing home, you’ll often...
Read More
Cautious optimism is the name of the game as inflation falls ahead of expectations and lenders help borrowers ride out the storm The housing market as well as the wider economy have undoubtedly had a rocky ride of late, but early signs of stability returning...
Read More
Expert guidance is more crucial than ever as mortgage rates continue to rise in the face of stubbornly high inflation Housing market knowledge and know-how have come firmly into their own this month as worse-than-expected inflation data rocked the economy and made analysts...
Read More
Encouraging signs abound, making now the perfect time to dive in A flurry of encouraging signs around the economy, interest rates and house prices are strong signals of optimism for the property market – and opportunity for those ready to dive in.
Read More
Has your client found a new property to purchase, but won’t be able to sell their current home simultaneously? In this scenario, a bridging loan may be a potential solution. Whilst your client may have other assets as part of an existing investment...
Read More
There are many factors to consider as a sporting professional, when obtaining a mortgage. In this video, we discuss some of the factors a lender would consider when assessing affordability.
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At Henry Dannell, we aim to provide our clients with the support and knowledge they require to find the most suitable solution fitting their requirements, profession and lifestyle.
View Video
The nature of income streams for professional entertainers, such as musicians can make mortgage lending ‘non-traditional’. Within this video, we discuss the complexities that can be faced and how a lender will assess affordability.
View Video
For clients with a large property portfolio, mortgage solutions can be complex. Within this video, we discuss the benefits of using a broker to consolidate lending.
View Video
For solicitors during different stages in their career, income structures may vary, which will affect the way a lender would assess affordability. Within this video, we discuss what factors would be considered, during these different stages.
View Video
Clients with a large investment portfolio but limited income can face complexities when trying to obtain a mortgage. Within this video we discuss the options available those requiring specialist asset lending, without having to lend against current assets.
View Video
Unravelling the Complexities of High-Value Mortgages for Aspiring Homebuyers If you’re on the journey to becoming a homeowner with a property valued at over £1m, you’ve likely come across the term “high-value mortgages“. But what exactly are high-value mortgages, and how...
Read More
A Lombard loan is a strategic financial tool that can provide you with flexibility and the potential for asset preservation In the realm of modern finance, diverse instruments and strategies are used to secure loans and access capital. One method becoming more and more prominent is...
Read More
New trends, high debt levels and low pension savings signal changes in demand Later Life products are expected to see a surge in demand after a new report concluded that high levels of debt and a lack of pension savings make it increasingly likely that...
Read More
High street banks are boldly stepping into the £1m to £10m mortgage arena The mortgage market has recently undergone a major transformation. Retail banks are now stepping up to challenge private banking institutions head-on, breaking the traditional mould where mortgages ranging from £1m to £10m...
Read More
The cost of living crisis, rising inflation, and interest rates are causing many homeowners aged over 55 to explore their financial options. Later Life mortgage products are becoming an increasingly popular way to access property wealth and fund retirement plans, such as...
Read More
As you enter your later years, the number of financial institutions willing to lend you money starts to reduce, especially if you have retired. Whether you’re looking to take out a large loan, get a new mortgage or even remortgage your existing home, you’ll often...
Read More
Cautious optimism is the name of the game as inflation falls ahead of expectations and lenders help borrowers ride out the storm The housing market as well as the wider economy have undoubtedly had a rocky ride of late, but early signs of stability returning...
Read More
Expert guidance is more crucial than ever as mortgage rates continue to rise in the face of stubbornly high inflation Housing market knowledge and know-how have come firmly into their own this month as worse-than-expected inflation data rocked the economy and made analysts...
Read More
Encouraging signs abound, making now the perfect time to dive in A flurry of encouraging signs around the economy, interest rates and house prices are strong signals of optimism for the property market – and opportunity for those ready to dive in.
Read More
Has your client found a new property to purchase, but won’t be able to sell their current home simultaneously? In this scenario, a bridging loan may be a potential solution. Whilst your client may have other assets as part of an existing investment...
Read More
There are many factors to consider as a sporting professional, when obtaining a mortgage. In this video, we discuss some of the factors a lender would consider when assessing affordability.
View Video
At Henry Dannell, we aim to provide our clients with the support and knowledge they require to find the most suitable solution fitting their requirements, profession and lifestyle.
View Video
The nature of income streams for professional entertainers, such as musicians can make mortgage lending ‘non-traditional’. Within this video, we discuss the complexities that can be faced and how a lender will assess affordability.
View Video
For clients with a large property portfolio, mortgage solutions can be complex. Within this video, we discuss the benefits of using a broker to consolidate lending.
View Video
For solicitors during different stages in their career, income structures may vary, which will affect the way a lender would assess affordability. Within this video, we discuss what factors would be considered, during these different stages.
View Video
Clients with a large investment portfolio but limited income can face complexities when trying to obtain a mortgage. Within this video we discuss the options available those requiring specialist asset lending, without having to lend against current assets.
View Video
'They are extremely responsive, highly professional with many years of experience in their field…'Investment Banker Book your consultation now
Despite being informed by several brokers and lenders that he would not be eligible for a competitive rate until he had owned the property for 6 months, we were able to find a solution that allowed him to secure a new rate as soon as possible.
Leveraging our in-depth understanding of the client's income structure, we engaged in a detailed discussion with the bank, which enabled them to adopt a holistic view of the case.
The client's application presented a unique challenge as it involved four different income streams. To maximise their borrowing capacity, we selected a lender that considered both applicants' salaries and net profit at 100%, resulting in a higher lending amount.
Despite encountering some obstacles, we were able to provide our client with the necessary support to obtain the full loan amount they required. Additionally, we facilitated a swift completion to avoid any potential exposure to their lender's Standard Variable Rate (SVR).
