Group Cover
Group life insurance is an employee benefit provided by an employee’s company, which pays out a lump sum to beneficiaries, in the event of their passing.
Personal & Business Protection Solutions
At Henry Dannell, we offer a range of protection insurance services, ensuring that the clients we support are provided with a bespoke solution, tailored to their personal or business needs.
Protection policies may require bespoke underwriting and specialist advice. With access to the whole of the market, as well as specialist providers, we can ensure that our clients get the premium service they deserve.
Please note: we are insurance intermediaries who offer products from a range of insurers based on a fair and personal analysis of the market.
Business Protection
Key Person Cover
Key person cover is life insurance taken out by a business on the life of a crucial person. It can include critical illness for cancer, heart attack and stroke, as well as many other conditions, depending on the insurer.
Shareholder Protection
Shareholder protection can help to mitigate some of the disruptions to the business. Typically, the cover consists of life insurance; however, it may also include critical illness cover.
Relevant Life Cover
Relevant life plans will allow you to provide your employees (including directors) with a tax-efficient and cost-efficient death in service benefit, without the need for a pension scheme.
Business Loan Protection
Business loan protection provides a sum to a company in the event of a key person suffering a critical illness or passing away.
Personal Protection
Life Insurance
Life insurance provides a lump sum payment should you pass away. Most commonly, people consider life insurance for a mortgage or to protect their family.
Income Protection
Income protection insurance provides a monthly replacement income of up to 60% of your gross annual earnings. Providing cover for your essential outgoings, should you be unable to work due to accident, sickness or injury.
Critical Illness
Critical illness policies cover conditions such as cancer, heart attack and stroke and can be taken in conjunction with your life insurance to protect your assets or your personal circumstances throughout your working life.
Building & Contents
Building & Contents insurance provides you with the security that, should the worst happen, you can rebuild your home and life.
Asset Insurance
Asset insurance provides security to help safeguard and protect you and your family’s legacy.
Inheritance Tax Cover
Inheritance Tax Cover provides insurance to protect your family and loved ones from the tax liability associated with inheriting your estate, upon your passing.
Business Protection
Personal Protection
What our clients say…
‘…focusing on your clients this way, alongside your expert knowledge of the appetite of the different providers at any one time, is a recipe for success.’Managing Director
Education Hub
Can I get Life Insurance if I have been diagnosed with Bipolar disorder?
CASE STUDY If you have a very mild case of the disorder you may even be able to get other types of insurance such as income protection or critical illness cover. When you have an Assessment with us, we will take the time to...
Read More
I have a family history of Stroke – Can I get income protection?
CASE STUDY Having a family history of stroke can affect your premiums and all types of cover. All providers will ask a family history question which will relate to your immediate family only so parents, brothers and sisters. And they are only concerned if the family...
Read More
Mental Health, Income Protection and exclusions – what you need to know
Mental health conditions might not be as easy to pin down as physical health conditions, but insurers are increasingly recognising the need to provide cover and support to people suffering with mental health issues such as stress, anxiety and depression. One in four of us in the UK...
Read More
Can I get Life Insurance if I have been diagnosed with Bipolar disorder?
CASE STUDY If you have a very mild case of the disorder you may even be able to get other types of insurance such as income protection or critical illness cover. When you have an Assessment with us, we will take the time to...
Read More
I have a family history of Stroke – Can I get income protection?
CASE STUDY Having a family history of stroke can affect your premiums and all types of cover. All providers will ask a family history question which will relate to your immediate family only so parents, brothers and sisters. And they are only concerned if the family...
Read More
Mental Health, Income Protection and exclusions – what you need to know
Mental health conditions might not be as easy to pin down as physical health conditions, but insurers are increasingly recognising the need to provide cover and support to people suffering with mental health issues such as stress, anxiety and depression. One in four of us in the UK...
Read More