Accept the offer, outright reject it, or engage further by presenting a counter-offer Selling your home is a monumental moment in your life, encapsulating the culmination of years spent within its walls and a significant financial transition. When the moment arrives, and you...
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The legalities and logistics of property ownership Inheriting property from a late family member often carries a complex mix of emotions and financial considerations. While it may serve as a tangible connection to cherished memories and lost loved ones, it also introduces a...
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Factors and costs that need careful consideration When buying a home, the first step is understanding how much you can afford to borrow for a mortgage. Most people aim to purchase as much house as they can reasonably afford without overstretching their finances...
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Should you secure a fixed rate now or wait in the hope of a more competitive deal? Homeowners nearing the end of their current mortgage deals may question whether to secure a fixed rate now or wait in the hope of more competitive...
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Exploring how to cope with the process effectively for your unique circumstances Knowing where to start if you’ve never applied for a mortgage can be challenging. Navigating the myriad of options, jargon, and financial commitments can feel overwhelming. However, understanding the essential steps...
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CASE STUDY A retired couple, referred to us by a private bank, sought to purchase a new build home in South East London. Their plan was to leverage their £2.25m property through a Later Life mortgage and arrange a drawdown reserve to...
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The 2024 Autumn Budget has brought several changes that will impact homeowners, aspiring buyers, and property investors. With all these changes, we’ve cut through the noise to bring you a breakdown of the key updates that could affect your mortgage, protection needs, and property plans.
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The pivotal point in continuing your property-selling adventure The sale of a home is invariably a period filled with stress and significant emotional investment, often mirroring the complexities encountered when purchasing your first property. This experience can become even more...
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Several strategies can enhance the appeal of properties under pressure to sell quickly In the competitive realm of property sales, presentation is paramount. A well-prepared home is foundational, encompassing internal and external repairs, decluttering, new paintwork, and selecting a proficient estate agent. Equally important is the...
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A scenario that applies to nearly everyone except the fortunate few who own their residence outright Many homeowners find themselves in a position where they opt to sell their property before the mortgage is fully repaid. This scenario applies to nearly everyone except the fortunate few...
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