Costs are falling, but the future direction of the market hangs on the rate of inflation We are increasingly seeing the emergence of two distinct camps of Later Life borrowers as the market settles. Each has different needs and challenges, and they...
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Unravelling the Complexities of High-Value Mortgages for Aspiring Homebuyers If you’re on the journey to becoming a homeowner with a property valued at over £1m, you’ve likely come across the term “high-value mortgages“. But what exactly are high-value mortgages, and how...
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A Lombard loan is a strategic financial tool that can provide you with flexibility and the potential for asset preservation In the realm of modern finance, diverse instruments and strategies are used to secure loans and access capital. One method becoming more and more prominent is...
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New trends, high debt levels and low pension savings signal changes in demand Later Life products are expected to see a surge in demand after a new report concluded that high levels of debt and a lack of pension savings make it increasingly likely that...
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High street banks are boldly stepping into the £1m to £10m mortgage arena The mortgage market has recently undergone a major transformation. Retail banks are now stepping up to challenge private banking institutions head-on, breaking the traditional mould where mortgages ranging from £1m to £10m...
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The cost of living crisis, rising inflation, and interest rates are causing many homeowners aged over 55 to explore their financial options. Later Life mortgage products are becoming an increasingly popular way to access property wealth and fund retirement plans, such as...
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As you enter your later years, the number of financial institutions willing to lend you money starts to reduce, especially if you have retired. Whether you’re looking to take out a large loan, get a new mortgage or even remortgage your existing home, you’ll often...
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Equity release allows homeowners over the age of 55 to release tax-free cash from the value of their home. There are two equity release options – Lifetime mortgages and Home Reversion schemes. Home Reversion schemes require a sale of some or all of you property,...
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Why tie up your assets? Amidst the current high-interest rate environment, where cash liquidity leads the way, it’s prudent to consider a strategic approach to property purchases. Instead of committing all your funds outright, there’s a compelling case for taking a mortgage. ...
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As an entrepreneur, your expertise in the day-to-day operations of your business is unparalleled. However, conveying the intricacies of your business to lenders and underwriters can be a daunting task. In this article, we will delve into the complexities entrepreneurs face when seeking mortgages and...
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