Blogs

Is Buying with Someone Right for You? Things to Know Before a Joint Property Purchase

In the current financial climate, some homebuyers will ponder who they might purchase a property with. If this is the route you are considering, you must equip yourself with the necessary information before venturing into a joint property purchase. Before embarking on your search for a new home,...

Education Hub

Steps to Take if Your Property Has Negative Equity

Many people perceive purchasing a property as a long-term financial investment. However, like any investment, there’s no surefire guarantee of growth. The UK housing market has historically experienced some periods of falling property values. If this occurs while you own a property, it might be worth less than...

Why Tenancy Deposit Schemes Matter for Landlords

A key safeguard for landlords Tenant deposits are an essential safeguard for landlords. They can significantly alleviate potential issues that may arise during a tenancy. If everything goes smoothly, the deposit is returned to the tenant. Should complications occur, landlords can utilise this money to offset...

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How Build to Rent Developments Can Secure Longer Term Tenancies

Taking community living to the next level, offering an enhanced living experience Built for Renters developments are emerging as a compelling alternative in the evolving landscape of the UK’s property market. These purpose-designed apartments cater specifically to renters, offering an enhanced living experience that goes beyond...

Successfully Secured Finance for Townhouse Development Project with Minimal Cash Injection

We’re proud to share a recent success story where we helped our client, a developer with limited experience, secure financing for a new four-unit townhouse project, despite significant challenges. For many property investors, the dream is to build something from the ground up. But between securing...

How to Use a Lifetime Mortgage to Unlock Equity and Complete the Purchase of a New Home in Later Life

For many over-50s, homeownership is part of their DNA. Whether it’s upgrading to a dream forever home, relocating to be closer to family, or simply downsizing to a more manageable property, achieving that next step on the property ladder can often feel challenging or out...

Staff Mortgage Scheme Helped Employee Conquer a Complex Market Resulting in Unexpected Savings

We are thrilled to share a recent success story for an employee benefitting from Henry Dannell’s staff mortgage scheme. Our client, who was navigating the complex process of buying a new home while still owning their current property, achieved significant savings on their monthly mortgage payments thanks...

Your Guide to Stamp Duty and the Numbers You Need to Know

Stamp Duty, or to give it its full name, Stamp Duty Land Tax, is a tax that applies to purchasing houses, flats, and other land and buildings in the UK that exceed a certain price threshold. In England and Northern Ireland, Stamp Duty applies...

Key Considerations When Selling a Buy-to-Let Property

Marketing it as a tenanted investment or a vacant property? If you own a buy-to-let property and are considering selling it you’re presented with two possibilities. You can market it as a tenanted investment or a vacant property. Selling as vacant often appeals to a larger...

Everything You Need to Know About Mortgage Valuations

A mortgage valuation is a process initiated by your lender when you are applying for a mortgage or considering a remortgage. This valuation aims to ascertain whether the property’s price matches its actual worth and calculate the loan-to-value (LTV) ratio. Decoding mortgage valuations...