Blogs

Barristers Returning from Maternity or Paternity Leave: Why a Dip in Income Doesn’t Have to Reduce Your Borrowing Power

This article discusses how barristers returning from maternity or paternity leave can still secure a mortgage. It explains why a dip in income doesn’t have to reduce borrowing power. Read on to learn how specialist lenders assess the full picture.

Education Hub

A Solution That Means Pupil Barristers Don’t Need to Wait Two Years to Get on the Property Ladder

This article discusses why pupil barristers don’t need to wait two years to get a mortgage. It explains how specialist lenders assess pupillage income and career potential. Discover how you could step onto the property ladder sooner.

Mortgage Advice for Barristers with Judicial Income: Why Irregular Sittings Do Not Limit Your Mortgage Options

This article discusses how barristers with part-time judicial income can still secure a mortgage. It explains why irregular PAYE sittings are not a barrier when presented correctly. Read on to learn how specialist advice ensures lenders see the full picture.

Changing Specialities at the Bar? Why A Dip in Income Doesn’t Have to Mean a Dip in Mortgage Options

This article discusses how changing specialities at the Bar can impact your income and mortgage options. It explains why specialist lenders take a forward-looking view. Read on to learn how your career progression can still support borrowing.

Starting Your Second Six: What It Means for Getting a Mortgage

This article discusses what starting your second six means for your finances. It explores how specialist lenders assess barristers at this stage. Read on to learn how pupillage can open the door to your first mortgage.

Offset Mortgage vs Savings Account: Which Is the Smarter Place for Your Money?

This article discusses whether an offset mortgage or a savings account is the smarter home for your money. It explores liquidity, tax efficiency, and overall financial strategy. Read on to discover which option could deliver greater value.

portfolio landlord assessing options for an offset mortgage in front of a city skyline

Offset & Overdraft Facilities for High-Value Buy-to-Let and Portfolio Landlords

High-value landlords and portfolio investors need more than standard buy-to-let mortgages. Offset and overdraft facilities from private banks offer liquidity, efficiency, and strategic control. Learn how these tools can transform portfolio financing.

Couple reading offset mortgage remortgaging guide explaining how to reduce interest and maintain liquidity.

Offset Mortgages and Remortgaging: When Is the Right Time to Switch?

Remortgaging is a chance to realign your borrowing with your financial goals. For clients with cash reserves or irregular income, an offset mortgage offers liquidity, efficiency, and control. Discover when switching could save costs and strengthen long-term planning.

Offset Mortgages as a Wealth Management Strategy

Discover how offset mortgages support wealth management for affluent individuals and families. This article explores how a flexible tool enhances liquidity, reduces interest, and aligns with estate and tax planning strategies.

Confident barrister in a sharp blue suit reading about offset mortgages.

Why an Offset Mortgage Can Be a Barrister’s Best Financial Tool

Managing irregular income is a constant challenge for barristers. An offset mortgage offers flexibility and tax efficiency. This article explores why an offset mortgage is a smart strategy for cash flow and long-term financial planning.