CASE STUDY By delivering a fully structured, lender-ready case, we enabled the clients to access liquidity on competitive terms, validated the introducer’s trust in our specialist approach, and saved the lender time by presenting a ready-to-execute opportunity. Case Overview This case...
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What is a Potentially Exempt Transfer (PET)? A Potentially Exempt Transfer (PET) is a gift made during your lifetime that may become exempt from Inheritance Tax (IHT), if you survive for seven years after making the gift. This is a key part of...
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What is a Gift Inter Vivos Insurance Policy? A Gift Inter Vivos insurance policy is a specialist type of life insurance designed to cover the potential inheritance tax (IHT) liability that can arise when a person makes a large gift during their lifetime.
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What is Whole of Life Insurance? Whole of Life insurance, also known as lifetime cover, is a type of life insurance policy that guarantees a payout whenever you die, as long as you keep up with the premiums. Unlike term life insurance, which...
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CASE STUDY Case Overview When the right property becomes available, acting quickly can make all the difference. In this case, we arranged short-term bridging finance to help a client secure their ideal countryside home, without needing to sell their current London property or...
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CASE STUDY Overview For first-time landlords and developers, navigating auction purchases can be a steep learning curve. In this case, we supported a client purchasing their first buy-to-let property via auction, securing a bridging loan at 75% LTV, despite market volatility, a challenging valuation, and...
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CASE STUDY Overview Navigating the mortgage market as a first-time buyer can be daunting, especially when buying a non-standard property and dealing with complex residency statuses. In this case, we secured a 90% loan-to-value mortgage for two non-UK nationals purchasing their first home:...
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Strategic Mortgage Solutions for Complex Financial Needs Securing the right mortgage requires more than just meeting affordability criteria, it demands a strategy that aligns with your broader financial objectives. For individuals with non-traditional income structures, navigating lender requirements can be challenging, particularly...
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CASE STUDY Overview When planning a self-build project, clarity around financing options is crucial. Our client, a UK-based Head of AI at a leading tech firm, set out to demolish and rebuild his home using sustainable materials. He sought our assistance to...
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The rising trend in borrower preferences seeking greater flexibility In recent years, tracker mortgages have been prevalent among borrowers seeking greater flexibility during uncertain economic times. A recent analysis by Quilter reveals a 67% increase in the uptake of these mortgage deals since...
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