Commercial Mortgage Broker
Commercial Mortgages for Property Developers and Business Owners
At Henry Dannell, we provide strategic commercial mortgage solutions for property developers and business owners seeking to acquire premises, invest in income-generating assets, or expand operations. As a specialist commercial mortgage broker in the UK, we work closely with global clients across the full spectrum of commercial property types, including HMOs, hotels, offices, care homes, and high-street retail.
With deep lender relationships, detailed market insight, and a consultative approach, we offer far more than access to lending. We provide a pathway to the most competitive commercial mortgage deals, structured to your objectives, timelines, and financial profile.
Speak with a specialist commercial mortgage broker and take the next step towards a finance structure aligned to your commercial goals.
Please note: A mortgage is secured against your property. Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Mortgage deals may not be available, and lending is subject to individual circumstances and status.
Focused Expertise in Acquisition Lending
No two acquisitions are alike. And the finance behind them shouldn’t be either.
At Henry Dannell, we work alongside developers and business owners to shape lending solutions that are as individual as the assets they’re acquiring. Whether you’re purchasing for occupation, investment, or redevelopment, we tailor every structure to the realities of your project and the demands of the commercial mortgage lender.
Together, we can explore your eligibility and define the most suitable solution to meet your commercial objectives, grounded in a clear understanding of commercial mortgages and how lenders assess different asset types, trading structures, and income profiles.
We provide strategic acquisition finance for:
Property Developers
Supporting purchases of retail units, office space, hotels, and warehouses, whether for immediate development, phased conversion, or long-term uplift potential. Our team understands the timelines, costings, and exit requirements that underpin development finance.
SME Owner-Occupiers
Helping business owners secure trading premises, from high street locations and healthcare clinics to specialist-use assets. We structure long-term, sustainable finance aligned to your business model and income trajectory.
Portfolio Landlords
We advise clients who have large portfolios of properties, from single units to Multi-unit blocks. Whether held in personal names, SPV or a trust, our specialist advisers are best placed to look at the leveraging of your portfolio and tailoring the advice to your future plans for the portfolio.
HMO and Serviced Accommodation Investors
Advising clients acquiring high-yield residential assets held under commercial terms. Whether buying through a limited company or restructuring into an SPV, we ensure your finance reflects both return expectations and lender appetite.
We also assist with corporate acquisitions where property forms part of the transaction, guiding finance through SPVs, LLPs, or operating companies. Whatever your structure, we align funding with strategy, not just the asset.
Why Work With a Specialist Commercial Mortgage Broker?
We are not generalists. Our commercial desk is built to manage complexity with deep insight and understanding, from structuring acquisition finance to navigating regulated business purchases, multi-unit developments, or corporate restructuring. But more than that, we remain a strategic partner beyond the transaction itself.
At Henry Dannell, we foster long-term relationships that support your commercial objectives at every stage. From initial funding through to refinance or release, our advice is structured to anticipate what’s next, not just what’s immediate.
What Sets Henry Dannell Apart From Other Commercial Mortgage Brokers:
- Securing competitive commercial mortgage deals across sectors and asset classes
- Understanding lender appetite for complex or unconventional property types
- Managing the entire process, from application structuring to drawdown
- Removing the stress of third-party liaison by managing solicitor, valuer, and agent communications
- Accessing specialist commercial mortgage lenders unavailable direct
- Advising on exit strategies, refinancing, and equity release to align your funding with future goals
We offer access, but more critically, we provide insight, continuity, and foresight at every stage.
We structure debt, taking the time to understand your full financial position
Considering an acquisition? Speak to a Henry Dannell adviser about structuring your commercial finance to support not just your transaction, but your long-term ambitions.
What our clients say…
'If you think all broker services are alike, merely inputting your details into a computer and charging fees, then it’s time to reconsider. Matt Karagul from Henry Dannell has completely changed my perspective! My company required a complex refinancing involving multiple bankers, a task that other brokers claimed was impossible.'
Business Owner
Move With Purpose
Whether you’re investing for growth or securing space for your business, our role is to ensure your commercial finance is structured to support your strategy, not just your transaction.
Speak with a commercial mortgage broker for a tailored consultation.
Commercial Mortgage Case Studies
International Bridging Finance: Successfully Secured a Bridging Loan for €5M Property in Italy
Our Italian client pursued a €5,000,000 property acquisition, seeking a loan covering the full property value and completion within 5 weeks. This case showcases Henry Dannell's expertise in high-value property financing, demonstrating our ability to collaborate with professional introducers and deliver tailored finance solutions.
Large Portfolio Remortgage
This case exemplifies how large portfolio remortgages can and should serve broader strategic objectives. When structured intelligently, finance becomes a tool for leverage, not a limitation.
Using a Bridging Loan to Buy a Business
We were able to secure a short-term bridging loan against our client's current property. This enabled our client to extract the necessary funds from the property to buy into the business.
Secured £4.5m Loan for Portfolio Landlord’s Investment Expansion
With a mixed asset portfolio, our client sought capital for new investments. Utilising our well-establishing relationships with lenders, we were able to successfully raise £1.8 million on behalf of our client.
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Frequently Asked Questions
Commercial mortgages involve a loan secured against a commercial property. You repay the loan over a set period, with interest. The terms vary based on your business’s financial profile and the property type.
Lenders typically have a set pricing model that can be tailored to your specific circumstances, depending on the risk profile of your requirements and how these align with the bank’s appetite for risk.
The process involves an initial consultation, preparing and submitting your application, and working through the approval and funding stages.
Yes, this is still possible depending on the specific scenario. While it may be more challenging, our brokers can explore specialist lenders who offer commercial mortgages to businesses with adverse credit.
Legal fees can vary but typically include valuation fees, solicitor fees, and arrangement fees. We provide a transparent breakdown of all costs upfront.
Commercial mortgages are designed for properties used for business purposes, whereas residential mortgages are for personal, non-commercial properties.
7 Tips on How to Qualify for a Commercial Mortgage from the Perspective of a Mortgage Broker
Applying for a commercial mortgage is very different from securing residential finance. Whether you’re acquiring office space, investing in a mixed-use development, refinancing a trading business property, or expanding a portfolio of income-generating assets, commercial lending requires a more detailed, tailored approach. At Henry Dannell, we...
Read More
£4.5m Commercial Mortgage for Portfolio Landlord Expanding Mixed-Use and Commercial Holdings
CASE STUDY At Henry Dannell, we recently arranged a £4.5 million commercial mortgage for an experienced portfolio landlord, enabling the strategic expansion of a diversified property portfolio and the release of equity for future investments. Client Profile Our client is a...
Read More
Finance Secured for Four-Unit Townhouse Development with Minimal Cash Injection
CASE STUDY At Henry Dannell, we are proud to have supported a client in securing structured development finance for a four-unit townhouse project, despite significant funding constraints and limited development experience. Client Overview Our client, a new developer with limited prior...
Read More
£6.3m Refinancing of Office Premises with Complex Ownership and 75% LTV Requirement
CASE STUDY The Situation A long-standing commercial client approached Henry Dannell requiring urgent refinancing of a Central London office building. With the maturity of their existing facility fast approaching, they sought a new lender able to accommodate a high loan-to-value ratio and a...
Read More
UK Commercial Mortgage Secured by Expat Property Investor Based in Canada
CASE STUDY At Henry Dannell, we recently supported a UK expat property investor, based in Canada, in successfully remortgaging two commercial properties in the UK. The transaction not only secured interest rates which were lower than expected but also released valuable capital to fund the client’s...
Read More
£4.97M Finance Secured to Restructure Complex Holiday Let Portfolio
At Henry Dannell, we are pleased to share the successful restructuring and refinance of a £4.97 million holiday let portfolio on behalf of a long-standing client. This complex transaction involved 16 holiday let units held within a single block and resulted in both a smooth...
Read More
7 Tips on How to Qualify for a Commercial Mortgage from the Perspective of a Mortgage Broker
Applying for a commercial mortgage is very different from securing residential finance. Whether you’re acquiring office space, investing in a mixed-use development, refinancing a trading business property, or expanding a portfolio of income-generating assets, commercial lending requires a more detailed, tailored approach. At Henry Dannell, we...
Read More
£4.5m Commercial Mortgage for Portfolio Landlord Expanding Mixed-Use and Commercial Holdings
CASE STUDY At Henry Dannell, we recently arranged a £4.5 million commercial mortgage for an experienced portfolio landlord, enabling the strategic expansion of a diversified property portfolio and the release of equity for future investments. Client Profile Our client is a...
Read More
Finance Secured for Four-Unit Townhouse Development with Minimal Cash Injection
CASE STUDY At Henry Dannell, we are proud to have supported a client in securing structured development finance for a four-unit townhouse project, despite significant funding constraints and limited development experience. Client Overview Our client, a new developer with limited prior...
Read More
£6.3m Refinancing of Office Premises with Complex Ownership and 75% LTV Requirement
CASE STUDY The Situation A long-standing commercial client approached Henry Dannell requiring urgent refinancing of a Central London office building. With the maturity of their existing facility fast approaching, they sought a new lender able to accommodate a high loan-to-value ratio and a...
Read More
UK Commercial Mortgage Secured by Expat Property Investor Based in Canada
CASE STUDY At Henry Dannell, we recently supported a UK expat property investor, based in Canada, in successfully remortgaging two commercial properties in the UK. The transaction not only secured interest rates which were lower than expected but also released valuable capital to fund the client’s...
Read More
£4.97M Finance Secured to Restructure Complex Holiday Let Portfolio
At Henry Dannell, we are pleased to share the successful restructuring and refinance of a £4.97 million holiday let portfolio on behalf of a long-standing client. This complex transaction involved 16 holiday let units held within a single block and resulted in both a smooth...
Read More