We worked closely with our client's accountant and tax adviser to devise a tax-efficient and favourable lending approach. Despite a turbulent market, we secured a highly competitive interest rate, acting swiftly when a scheduled withdrawal threatened the opportunity. Our collaborative efforts resulted in a successful transaction, providing a tailored solution...
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We successfully helped our client transfer his buy-to-let property into his wife's name, capitalising on her nil-rate taxpayer status. Despite her lack of earned income, we secured a lender for the required amount. Through a referral to a tax adviser, we found an effective solution for a concessionary purchase. We...
Our client, a portfolio landlord, sought a new rate to avoid the lender's Standard Variable rate of 8.29%, which represented a 2.5% increase in interest. Despite the lender's initial refusal, we persevered and successfully secured a new rate, saving our client from the significant increase.
Due to problems with the initial property, our client chose not to proceed. Nevertheless, the lender refused to extend the mortgage rate offer to the new property, citing policy constraints. However, thanks to Henry Dannell's industry contacts, we were able to secure the offer extension beyond policy.
Despite being informed by several brokers and lenders that he would not be eligible for a competitive rate until he had owned the property for 6 months, we were able to find a solution that allowed him to secure a new rate as soon as possible.
Leveraging our in-depth understanding of the client's income structure, we engaged in a detailed discussion with the bank, which enabled them to adopt a holistic view of the case.
The client's application presented a unique challenge as it involved four different income streams. To maximise their borrowing capacity, we selected a lender that considered both applicants' salaries and net profit at 100%, resulting in a higher lending amount.
Despite encountering some obstacles, we were able to provide our client with the necessary support to obtain the full loan amount they required. Additionally, we facilitated a swift completion to avoid any potential exposure to their lender's Standard Variable Rate (SVR).
We provided our client with the rates on the same day and promptly supplied them with a comprehensive list of the necessary documents. Within two hours of our initial contact, our client received all the information required to make an informed decision.
Leveraging our extensive market and industry expertise, we devised a strategic solution for the client's loan. Through effective communication with the underwriting team, we proactively addressed any potential concerns to ensure a smooth application process.