News

February 2026 Mortgage Market Outlook: A Measured Start to the Year

Following the Bank of England’s decision this month to hold the base rate at 3.75%, the UK mortgage begins 2026 with clarity.

December 2025 Mortgage Market Outlook: A New Chapter Begins, Marking Time to Prepare for 2026

Following the Bank of England’s decision this month to reduce the base rate to 3.75%, the fourth cut of 2025, the UK mortgage market enters 2026 on materially different footing to where it began the year. This is a sensible time to review your position and plan ahead.

December 2025 Mortgage Market Outlook: A New Chapter Begins, Marking Time to Prepare for 2026

Following the Bank of England’s decision this month to reduce the base rate to 3.75%, the fourth cut of 2025, the UK mortgage market enters 2026 on materially different footing to where it began the year. For professional advisers, lawyers, accountants and wealth managers, it is an important inflexion point.

Budget 2025: What It Means for Homebuyers, Homeowners & Landlords

The Chancellor’s Budget this year focuses on raising money for the country rather than boosting the housing market. Several changes will have an impact on anyone who owns property or plans to buy in the future. In this summary, we explore the changes, and what it means for you.

November 2025 Mortgage Market Outlook: Confidence is strong, and appetite is high

The Bank of England’s November rate hold offers a window of opportunity, before the Autumn Budget potentially shifts the landscape.

November 2025 Mortgage Market Outlook: The Moment to Act and Remortgage Before the Autumn Budget

For homeowners approaching the end of a fixed-rate mortgage, the market today presents a valuable, and perhaps short-lived, opportunity. The Bank of England has held the base rate steady at 4.00%. That may seem reassuring, but this pause reflects a ‘wait and see’ stance ahead of the Autumn Budget on...

September 2025 Mortgage Market Outlook: Holding Firm

As widely expected, the Bank of England has held the base rate at 4.00% for September. This decision reflects a cautious but deliberate pause, following August’s 0.25% cut. Inflation remains above the Bank’s May forecast, driven by energy costs and supply-side pressures. While the labour...

A Pause with Purpose: What the September Rate Hold Means for Your Mortgage Plans

The Bank of England’s September rate hold creates a short-lived window of stability, making this the moment to review your mortgage options. With the Autumn Budget ahead, acting now helps secure today’s certainty while keeping flexibility for tomorrow.

Strategic Stability: Lending Implications of the September Base Rate Hold

The Bank of England’s September rate hold offers a rare moment of stability, creating an opportunity to reassess borrowing strategies with confidence. With the November Budget on the horizon, now is the time to explore how lenders’ appetite can benefit your clients.