High-Value Mortgages

Lombard lending allows clients to unlock liquidity without disturbing long-term investments.

For some, this means moving decisively on a prime residence. For others, it provides flexibility to meet tax obligations, fund a business venture, or support family priorities across borders.

Through our debt advisory, we design Lombard loans that provide financial agility while preserving investment strategies, ensuring wealth continues to grow even as immediate needs are met.

While lenders may call it a ‘high net worth mortgage’, we see it simply as structuring finance for clients whose income or wealth is complex, international, or held in investments rather than what meets standard documentary lending requirements

Entrepreneurs, professionals, and global buyers turn to us to secure prime property while retaining liquidity for future opportunities. By working with niche lenders, we arrange mortgages that combine flexibility with discretion, ensuring capital continues to work while acquisitions proceed with confidence.

Private bank mortgages are designed for clients whose financial profiles require more than a conventional solution. These facilities may offer higher loan-to-value, larger loan sizes, and structures tailored to global or non-traditional income.

Through established relationships with leading private banks, we provide clients with access to lending defined by privacy, flexibility, and personal service. Tailored to secure prime and super-prime property, these solutions integrate seamlessly with broader wealth strategies.

Acquiring a high-value property demands financing that matches both the scale of the purchase and the sophistication of the buyer.

We specialise in arranging mortgages for prime and super-prime residences, partnering with lenders who share our standards of discretion and excellence. Each facility is structured to preserve liquidity and complement wider wealth strategies, ensuring your next acquisition is seamless and secure.

Securing a mortgage above £1 million demands more than a standard approach. High-street lenders often apply rigid criteria and income multiples, which can create challenges for those with complex or diversified wealth.

However, with the right adviser, what is often thought impossible on the high street can become achievable. Our team knows how to present complex financial profiles in a way that lenders understand and value, ensuring income, assets, and overall strength are represented accurately.

With 166 years of combined industry experience, the Henry Dannell team has a long-standing reputation for delivering expert advice to a wide range of clients, from professionals and business owners to ultra-high-net-worth, and high-net-worth individuals with sophisticated borrowing needs.

This depth of experience doesn’t just reflect our time in the market; it reflects the trust placed in us.

When the high street cannot assist, through long-standing relationships across private banks and specialist lenders, we negotiate bespoke terms and unlock opportunities rarely accessible through mainstream channels.