A pivotal role in securing the financial future of your loved ones Mortgage protection life insurance provides peace of mind for your family by paying off any outstanding mortgage on your home when you die, often referred to as...
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The hurdles on the path to homeownership Recent research shows a challenging picture for young people who aspire to be homeowners. An estimated 1.9 million hopeful homeowners harbour doubts about achieving the same level of homeownership as their parents.
Read More
Navigate the intricacies of property rental and management with ease Becoming a landlord can be a rewarding venture if approached with the right mindset and preparation. Understanding the financial implications, recognising your responsibilities and choosing the right property are critical steps in this...
Read More
We’re thrilled to share another success story from an employee benefitting from our staff mortgage scheme. Imagine finding your dream family home – a place with space for laughter, memories, and all the possibilities of parenthood. That’s exactly what...
Read More
Balancing demanding careers with aspirations for home improvements can be challenging for many professionals, let alone managing the logistics of financing the project. This was certainly true for our clients. But we are thrilled to share that with our support, they secured the necessary finances...
Read More
Looking to relocate, upsize or downsize? Taking the leap to sell your home for the first time can be intimidating. It can seem like a mountain to climb, whether it’s due to relocation, upsizing or downsizing. However, with the right preparation, you can...
Read More
Cautious optimism is the name of the game as inflation falls ahead of expectations and lenders help borrowers ride out the storm The housing market as well as the wider economy have undoubtedly had a rocky ride of late, but early signs of stability returning...
Read More
Expert guidance is more crucial than ever as mortgage rates continue to rise in the face of stubbornly high inflation Housing market knowledge and know-how have come firmly into their own this month as worse-than-expected inflation data rocked the economy and made analysts...
Read More
Encouraging signs abound, making now the perfect time to dive in A flurry of encouraging signs around the economy, interest rates and house prices are strong signals of optimism for the property market – and opportunity for those ready to dive in.
Read More
Has your client found a new property to purchase, but won’t be able to sell their current home simultaneously? In this scenario, a bridging loan may be a potential solution. Whilst your client may have other assets as part of an existing investment...
Read More
There are many factors to consider as a sporting professional, when obtaining a mortgage. In this video, we discuss some of the factors a lender would consider when assessing affordability.
View Video
At Henry Dannell, we aim to provide our clients with the support and knowledge they require to find the most suitable solution fitting their requirements, profession and lifestyle.
View Video
The nature of income streams for professional entertainers, such as musicians can make mortgage lending ‘non-traditional’. Within this video, we discuss the complexities that can be faced and how a lender will assess affordability.
View Video
For clients with a large property portfolio, mortgage solutions can be complex. Within this video, we discuss the benefits of using a broker to consolidate lending.
View Video
For solicitors during different stages in their career, income structures may vary, which will affect the way a lender would assess affordability. Within this video, we discuss what factors would be considered, during these different stages.
View Video
Clients with a large investment portfolio but limited income can face complexities when trying to obtain a mortgage. Within this video we discuss the options available those requiring specialist asset lending, without having to lend against current assets.
View Video
A pivotal role in securing the financial future of your loved ones Mortgage protection life insurance provides peace of mind for your family by paying off any outstanding mortgage on your home when you die, often referred to as...
Read More
The hurdles on the path to homeownership Recent research shows a challenging picture for young people who aspire to be homeowners. An estimated 1.9 million hopeful homeowners harbour doubts about achieving the same level of homeownership as their parents.
Read More
Navigate the intricacies of property rental and management with ease Becoming a landlord can be a rewarding venture if approached with the right mindset and preparation. Understanding the financial implications, recognising your responsibilities and choosing the right property are critical steps in this...
Read More
We’re thrilled to share another success story from an employee benefitting from our staff mortgage scheme. Imagine finding your dream family home – a place with space for laughter, memories, and all the possibilities of parenthood. That’s exactly what...
Read More
Balancing demanding careers with aspirations for home improvements can be challenging for many professionals, let alone managing the logistics of financing the project. This was certainly true for our clients. But we are thrilled to share that with our support, they secured the necessary finances...
Read More
Looking to relocate, upsize or downsize? Taking the leap to sell your home for the first time can be intimidating. It can seem like a mountain to climb, whether it’s due to relocation, upsizing or downsizing. However, with the right preparation, you can...
Read More
Cautious optimism is the name of the game as inflation falls ahead of expectations and lenders help borrowers ride out the storm The housing market as well as the wider economy have undoubtedly had a rocky ride of late, but early signs of stability returning...
Read More
Expert guidance is more crucial than ever as mortgage rates continue to rise in the face of stubbornly high inflation Housing market knowledge and know-how have come firmly into their own this month as worse-than-expected inflation data rocked the economy and made analysts...
Read More
Encouraging signs abound, making now the perfect time to dive in A flurry of encouraging signs around the economy, interest rates and house prices are strong signals of optimism for the property market – and opportunity for those ready to dive in.
Read More
Has your client found a new property to purchase, but won’t be able to sell their current home simultaneously? In this scenario, a bridging loan may be a potential solution. Whilst your client may have other assets as part of an existing investment...
Read More
There are many factors to consider as a sporting professional, when obtaining a mortgage. In this video, we discuss some of the factors a lender would consider when assessing affordability.
View Video
At Henry Dannell, we aim to provide our clients with the support and knowledge they require to find the most suitable solution fitting their requirements, profession and lifestyle.
View Video
The nature of income streams for professional entertainers, such as musicians can make mortgage lending ‘non-traditional’. Within this video, we discuss the complexities that can be faced and how a lender will assess affordability.
View Video
For clients with a large property portfolio, mortgage solutions can be complex. Within this video, we discuss the benefits of using a broker to consolidate lending.
View Video
For solicitors during different stages in their career, income structures may vary, which will affect the way a lender would assess affordability. Within this video, we discuss what factors would be considered, during these different stages.
View Video
Clients with a large investment portfolio but limited income can face complexities when trying to obtain a mortgage. Within this video we discuss the options available those requiring specialist asset lending, without having to lend against current assets.
View Video
'They are extremely responsive, highly professional with many years of experience in their field…'Investment Banker Book your consultation now
Despite being informed by several brokers and lenders that he would not be eligible for a competitive rate until he had owned the property for 6 months, we were able to find a solution that allowed him to secure a new rate as soon as possible.
Leveraging our in-depth understanding of the client's income structure, we engaged in a detailed discussion with the bank, which enabled them to adopt a holistic view of the case.
The client's application presented a unique challenge as it involved four different income streams. To maximise their borrowing capacity, we selected a lender that considered both applicants' salaries and net profit at 100%, resulting in a higher lending amount.
Despite encountering some obstacles, we were able to provide our client with the necessary support to obtain the full loan amount they required. Additionally, we facilitated a swift completion to avoid any potential exposure to their lender's Standard Variable Rate (SVR).
