Protecting your lifestyle
Critical illness policies covers conditions such as cancer, heart attack and stroke and can be taken in conjunction with your life insurance to protect your assets or your personal circumstances throughout your working life. It pays out a lump sum and can be taken out to a maximum age of 85.
Getting the right advice and a bespoke policy requires specialist support from an adviser. We can advise you on an extensive range of policies, from core to comprehensive cover.
Disclaimer
Please note: these plans have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse. Plans may not cover all the definitions of a critical illness. The definitions vary between product providers and will be described in the key features and policy document if you go ahead with a plan.

What does Critical Illness cover provide?
In the event of being diagnosed with a serious or critical illness, this cover will protect you and your family by providing a lump sum payout. This can be used for anything – many seek private medical treatment, others pay off their mortgage or school fees, some simply use this sum to sustain finances while they are ill.
What conditions are covered with a Critical Illness policy?
Every insurer will provide cover if you are diagnosed with cancer or suffer from a stroke or heart attack. Other conditions will depend on the provider, as it varies with each insurer.
At Henry Dannell, we are experts in the market and will be able to provide you with detailed comparisons on your critical illness options, to offer you the best and most affordable solutions the market has to offer.
We use specialist tools that score the policy of each insurer, to understand how comprehensive the definition of a specified critical illness is – in layman’s terms, a more complicated definition means less chance of a successful claim.
Do you have an existing critical policy?
We use a specialist tool that can compare your existing policy to today’s cover, and for many clients who had upgraded their policy, they ended up saving on their premium. It’s always worth reviewing.
What our clients say…

What our clients say…
'They are a fantastically impressive, loyal and decent team and I would never put my business elsewhere.'Banker
Our Insights

Can I get Life Insurance if I have been diagnosed with Bipolar disorder?
If you have a very mild case of the disorder you may even be able to get other types of insurance such as income protection or critical illness cover. When you have an Assessment with us, we will take the time to research your medical history.

Mortgage Protection Insurance Guide
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I am a Barrister. Do I need income protection?
What is Income Protection? Income protection insurance is designed to cover the loss of income caused by illness or injury, offering to cover part of the policyholder’s salary, as well as providing additional support to get employed and self-employed individuals back to work as soon as...
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Bespoke Solutions for Private Clients

Income Protection
Income protection insurance provides a monthly replacement income of up to 60% of your gross annual earnings. Providing cover for your essential outgoings, should you be unable to work due to accident, sickness or injury.

Life Insurance
Life insurance provides a lump sum payment should you pass away. Most commonly, people consider life insurance for a mortgage or to protect their family.

Building & Contents
Building & Contents insurance provides you with the security that, should the worst happen, you can rebuild your home and life.