Are you a First-Time Buyer?
As a first-time buyer, navigating the market can be daunting. At Henry Dannell, we pride ourselves on delivering a bespoke service that offers clarity and support throughout every step of your journey toward your new home.
5-Star-Rated Customer Experience
Tailored Guidance & Advice
Please note: a mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
The start of a new journey
The process of securing finance for a mortgage, whatever stage you are at in your professional career, can be complex and daunting. We will take you through the journey step-by-step and provide you with regular updates to make it as simple as possible. All of this while also helping to secure the best rate and solution, tailored to fit your current circumstances.
What schemes are available to a first-time buyer?
There are various schemes available to support first-time buyers – you may be eligible for the Shared Ownership Scheme or the First Homes Scheme.
A new 100% mortgage product launched in May 2023 for renters, which removes the need for a deposit. Many mortgage lenders are now also offering a 95% Mortgage Scheme, where the government has agreed to underwrite a portion of the loan.
At Henry Dannell, we can assist in finding the best solution for you based on your current circumstances.
Please note: the Shared Ownership scheme is available in England only. For more information, visit gov.uk/shared-ownership-scheme. The Welsh Government, Scottish Government and Northern Ireland Housing Executive run similar schemes – check out their websites. Please also note: mortgage deals may not be available, and lending is subject to individual circumstances and status.
Please note: a mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. This information does not contain all of the detail you would need to choose a mortgage. Make sure you read the provided individual European Standardised Information Sheet (ESIS) which most lenders in the UK refer to as the ‘Mortgage Illustration’ before you make a decision. The Mortgage Illustration gives you tailored information based on a particular mortgage and the level of lending you require which is important to help you make your decision. This includes associated rates and fees, the overall costs of the mortgage and your monthly repayments. PLEASE NOTE THIS DOES NOT CONSTITUTE MORTGAGE ADVICE AND THE FIGURES SHOWN ARE PURELY A GUIDE. THE ACTUAL RATE AVAILABLE WILL DEPEND UPON YOUR CIRCUMSTANCES. PLEASE ASK FOR AN ESIS.
What our clients say…
‘As a self-employed, first-time buyer, getting a mortgage seemed a daunting prospect - Henry Dannell made the whole process pain-free.’Barrister
Buying a new home is part of a bigger lifestyle choice. We take the time to understand your requirements and goals, which will ensure you find the best solution that will put you on the path to achieving your desired outcomes.
Whether you are looking for your first rental investment, or you already have an existing buy-to-let property, we can support you in finding the most suitable solution that aligns with your circumstances and objectives.
Income protection insurance provides a monthly replacement income of up to 60% of your gross annual earnings. Providing cover for your essential outgoings, should you be unable to work due to accident, sickness or injury.