First-Time Buyer

The start of a new journey

 

The process of securing finance for a mortgage, whatever stage you are in your professional career, can be complex and daunting. We can take you through a step-by-step journey and provide you with regular updates to make it as simple as possible, whilst also helping to secure the best rates and solutions, tailored to fit your current circumstances.

FIND YOUR SOLUTION

At Henry Dannell, we believe in providing our clients with clarity and support throughout each step of their journey with us. We understand the complexities that can be faced when looking for the right mortgage.

UK Residential Mortgage Guide

Disclaimer

Please note: a mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

What schemes are available to a first-time buyer?

Mortgage Calculator

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There are various schemes available to support first-time buyers at the start of their journey to buying a new home. As a first-time buyer, you may be eligible for the Help-to-Buy scheme or First Homes scheme. Many mortgage lenders are now also offering a 95% mortgage scheme, in which the government has agreed to underwrite a portion of the loan.

At Henry Dannell, we can assist in finding the best solution for you based on your current circumstances.

Please note: this scheme is available in England only. The Scottish Government, Welsh Government and Northern Ireland Housing Executive run similar schemes – check out their websites. Please also note: mortgage deals may not be available, and lending is subject to individual circumstances and status.

 

Find Your Solution

Disclaimer

Please note: a mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. This information does not contain all of the detail you would need to choose a mortgage. Make sure you read the provided individual European Standardised Information Sheet (ESIS) which most lenders in the UK refer to as the ‘Mortgage Illustration’ before you make a decision. The Mortgage Illustration gives you tailored information based on a particular mortgage and the level of lending you require which is important to help you make your decision. This includes associated rates and fees, the overall costs of the mortgage and your monthly repayments.  PLEASE NOTE THIS DOES NOT CONSTITUTE MORTGAGE ADVICE AND THE FIGURES SHOWN ARE PURELY A GUIDE. THE ACTUAL RATE AVAILABLE WILL DEPEND UPON YOUR CIRCUMSTANCES. PLEASE ASK FOR AN ESIS.

What our clients say…

What our clients say…

‘As a self-employed, first-time buyer, getting a mortgage seemed a daunting prospect - Henry Dannell made the whole process pain-free.’
Barrister

Life-Changing Solutions…

How we’ve changed lives

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Once complete, you will be able to download our Mortgage Protection Insurance Guide.

Bespoke Solutions for Private Clients

Speak to one of our experts for support in finding your mortgage and protection solutions