The start of a new journey
The process of securing finance for a mortgage, whatever stage you are in your professional career, can be complex and daunting. We can take you through a step-by-step journey and provide you with regular updates to make it as simple as possible, whilst also helping to secure the best rates and solutions, tailored to fit your current circumstances.
At Henry Dannell, we believe in providing our clients with clarity and support throughout each step of their journey with us. We understand the complexities that can be faced when looking for the right mortgage.
Disclaimer
Please note: a mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
What schemes are available to a first-time buyer?
Mortgage Calculator
There are various schemes available to support first-time buyers at the start of their journey to buying a new home. As a first-time buyer, you may be eligible for the Help-to-Buy scheme or First Homes scheme. Many mortgage lenders are now also offering a 95% mortgage scheme, in which the government has agreed to underwrite a portion of the loan.
At Henry Dannell, we can assist in finding the best solution for you based on your current circumstances.
Please note: this scheme is available in England only. The Scottish Government, Welsh Government and Northern Ireland Housing Executive run similar schemes – check out their websites. Please also note: mortgage deals may not be available, and lending is subject to individual circumstances and status.
Disclaimer
Please note: a mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. This information does not contain all of the detail you would need to choose a mortgage. Make sure you read the provided individual European Standardised Information Sheet (ESIS) which most lenders in the UK refer to as the ‘Mortgage Illustration’ before you make a decision. The Mortgage Illustration gives you tailored information based on a particular mortgage and the level of lending you require which is important to help you make your decision. This includes associated rates and fees, the overall costs of the mortgage and your monthly repayments. PLEASE NOTE THIS DOES NOT CONSTITUTE MORTGAGE ADVICE AND THE FIGURES SHOWN ARE PURELY A GUIDE. THE ACTUAL RATE AVAILABLE WILL DEPEND UPON YOUR CIRCUMSTANCES. PLEASE ASK FOR AN ESIS.
What our clients say…
What our clients say…
‘As a self-employed, first-time buyer, getting a mortgage seemed a daunting prospect - Henry Dannell made the whole process pain-free.’Barrister
Investec – New Residential Purchase
We sourced a private bank willing to take a holistic view of the client's current and future income and assets to lend at the full amount required.
Barrister – New Residential Purchase
We were able to source a bank willing to take into account our client’s payment summary and aged debt for the year.
Partially Retired QC – New Residential Purchase
We were able to use our extensive knowledge of barrister income and our relationships with specific banks to secure our client a loan at the required amount.
Private Equity Partner – New Residential Purchase
With our understanding of our client's business and professional sector, we were able to secure a competitive high street rate.
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Bespoke Solutions for Private Clients
Residential Mortgages
Buying a new home is part of a bigger lifestyle choice, we will take the time to understand your requirements and vision to find the best solution for your desired outcome.
Buy-to-Let Mortgages
Whether you’re looking for your first investment or you already have an existing portfolio, we will provide you with the support you need to find the best solution the market has to offer.
Income Protection
Income protection insurance provides a monthly replacement income of up to 60% of your gross annual earnings. Providing cover for your essential outgoings, should you be unable to work due to accident, sickness or injury.