High-Value Mortgage Brokers
We specialise in providing support for clients looking to obtain large mortgage loans. We understand the complex, and with our knowledge, we can find a bespoke solution, tailored to fit your needs.
Henry Dannell is a team of specialist mortgage and protection advisers, experienced in providing bespoke solutions, tailored to fit each client’s individual circumstances and requirements. With a niche and highly skilled team, experienced in dealing with all income structures, no matter how complex, and with access to unlimited high street and private lenders, we will endeavour to deliver the most suitable solution the market has to offer.
We provide a high benchmark of service that is unique in its approach and encompasses our warm and authentic values. We believe in providing an unparalleled experience for our clients. We listen to your needs and deliver a bespoke service that offers innovative solutions, which are tailored to suit your requirements.
The company was established in 2019, by founders Kem Kemal and Geoff Garrett. For both Kem and Geoff, their vision for Henry Dannell was to create a company that provides clients with a personal, high-quality level of service and bespoke solutions.
For Kem, his journey began with a significant role model in his life, his mother. Kem’s mother, Kat, worked in the trade, alongside Geoff, many years prior. Kat’s passion for the industry and for helping clients achieve their dreams drove Kem to follow in her footsteps. Now, with over 20 years in the industry, Kem has developed the same passion and has created Henry Dannell to form part of his mother’s legacy, to continue providing a uniquely personal service for clients that supports them throughout their home-buying journey.
Geoff’s journey started over 25 years ago, as a broker, where he began building the book of clients that he still supports today, by offering innovative solutions. Later in his career, Geoff became a co-founding director of Charles Cameron & Associates, where he continued to grow his private client portfolio, across a broad spectrum of professional sectors. Geoff understands the sensitive and complex nature a private client within a specific sector can encounter, and is passionate about providing a personal experience that delivers bespoke solutions tailored to their requirements.
Henry Dannell’s company legacy is derived from the inspiration of Kem’s mother and the names of Geoff’s son and father, combined. It is a company that believes in family and long-lasting client relationships and, as such, has built a team of staff based on friendship and trust to ensure the vision is delivered. At Henry Dannell, we understand that a home is a dream for many, and we are passionate about providing an experience to help make our clients’ dreams become reality.
‘…outstanding in delivering exemplary personal service in a world where personal service seems to have been relegated to a thing of the past.’King’s Counsel
We specialise in providing support for clients looking to obtain large mortgage loans. We understand the complex, and with our knowledge, we can find a bespoke solution, tailored to fit your needs.
Buying a new home is part of a bigger lifestyle choice. We take the time to understand your requirements and goals, which will ensure you find the best solution that will put you on the path to achieving your desired outcomes.
When remortgaging, we can secure a new rate for you, raise additional funds or change the structure of your mortgage. Remortgaging can afford you many options, potentially saving you money or unlocking additional opportunities.
Designing your dream home can be exciting, but it can also be stressful and complicated without the guidance of an adviser. We offer support to clients by liaising with all parties involved, to make sure the finance is arranged and progressed through each stage of the build.
We understand that purchasing your first property is a rewarding process, but it can also be one that is difficult to navigate. We will be there to help you secure the best rate and to guide you each step of the way, from your initial enquiry until completion.
Whether you are looking for your first rental investment, or you already have an existing buy-to-let property, we can support you in finding the most suitable solution that aligns with your circumstances and objectives.
A bridging loan is a short-term loan that is typically used to bridge the gap between buying a new property and selling an existing one. It is often used in situations where a borrower needs quick access to funds to secure a new property purchase or for property developers seeking...
With a range of available commercial mortgage services, from Bridging Finance to Property Portfolio Lending, we can find the right solution for you.
Later Life Mortgages provide a way for homeowners aged 55 and over to access the value accumulated in their property, whilst continuing to live in it.
Empower your employees to make informed financial decisions with our tailored mortgage advice and financial education service, offering fee-free customised support and guidance with zero effort and risk to your business and staff.
Life insurance provides a lump sum payment should you pass away. Most commonly, people consider life insurance for a mortgage or to protect their family.
Critical illness policies cover conditions such as cancer, heart attack and stroke and can be taken in conjunction with your life insurance to protect your assets or your personal circumstances throughout your working life.
Income protection insurance provides a monthly replacement income of up to 60% of your gross annual earnings. Providing cover for your essential outgoings, should you be unable to work due to accident, sickness or injury.
Inheritance Tax Cover provides insurance to protect your family and loved ones from the tax liability associated with inheriting your estate, upon your passing.
Business loan protection provides a sum to a company in the event of a key person suffering a critical illness or passing away.
Key person cover is life insurance taken out by a business on the life of a crucial person. It can include critical illness for cancer, heart attack and stroke, as well as many other conditions, depending on the insurer.
Relevant life plans will allow you to provide your employees (including directors) with a tax-efficient and cost-efficient death in service benefit, without the need for a pension scheme.
Group life insurance is an employee benefit provided by an employee’s company, which pays out a lump sum to beneficiaries, in the event of their passing.
Shareholder protection can help to mitigate some of the disruptions to the business. Typically, the cover consists of life insurance; however, it may also include critical illness cover.
Asset insurance provides security to help safeguard and protect you and your family’s legacy.
Building & Contents insurance provides you with the security that, should the worst happen, you can rebuild your home and life.
Despite encountering some obstacles, we were able to provide our client with the necessary support to obtain the full loan amount they required. Additionally, we facilitated a swift completion to avoid any potential exposure to their lender's Standard Variable Rate (SVR).
The client's application presented a unique challenge as it involved four different income streams. To maximise their borrowing capacity, we selected a lender that considered both applicants' salaries and net profit at 100%, resulting in a higher lending amount.
Leveraging our in-depth understanding of the client's income structure, we engaged in a detailed discussion with the bank, which enabled them to adopt a holistic view of the case.
Despite being informed by several brokers and lenders that he would not be eligible for a competitive rate until he had owned the property for 6 months, we were able to find a solution that allowed him to secure a new rate as soon as possible.