Case Study –Buy-to-Let Mortgage – Concessionary Purchase

Property Value £550,000
Loan Amount £184,000
Location Oxford
LTV 33%
Achieved Rate 3.69%
Completed December 2022
Adviser Courtney Flockhart

The Client

Our client was in the process of receiving a partial property gift from her father and sought a mortgage to facilitate transferring funds to him, so he could redeem the existing mortgage on the property. A significant concern was the potential tax liability associated with this property transfer.


Smiling father and daughter by house