Case Study –Turning Critical Illness Research Into an Appropriate Protection Strategy

The spouse of an existing client approached our Private Client Insurance team after researching critical illness cover independently.

The client understood the broad purpose of the product but remained uncertain about two important questions: how much cover would be appropriate and which provider should be selected.

Choosing critical illness protection involves more than comparing monthly premiums.

The amount of cover needed to reflect the financial impact the client wanted to protect against, while differences between providers, policy definitions and contract features also needed to be considered.

The recommendation therefore needed to balance the client’s objectives, budget and desired level of financial protection.