Case Study –First-Time Buyer | Barrister with One Year of Accounts

Clients Profession Barrister
Property Value £350,000
Loan Amount £250,000
Location West London
LTV 71%
Achieved Rate 4.55%
Completed February 2023

The Client

Our client, a practising barrister with a year’s worth of finalised accounts, faced a unique challenge. The majority of her accounts were based on income from her second six of pupillage, resulting in a lower-than-anticipated income projection for the future. Despite her professional accomplishments, she was informed by a high street bank that obtaining the loan she needed would be difficult, as she had less than one year of full practice under her belt.

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