Case Study –High-Value Mortgage | Complex Income

Property Value £2,600,000
Loan Amount £1,299,000
Location London
LTV 50%
Achieved Rate BEBR + 0.29%
Completed March 2023
Adviser Jamie Roberts

The Client

Our client, a director of an insurance tech business that has been operational since 2017, was faced with a unique challenge. While the company has been reliant on funding from investors and has yet to generate profits, it is expected to turn a profit in the current year. However, this presented a hurdle when trying to secure a loan for a property purchase, as the company’s financial records showed no profit, making it challenging to demonstrate the necessary income required for the loan.

happy client