Case Study –Residential Mortgage | Bad Credit Score

Value £625,000
Loan Amount £280,000
Location Surbiton
LTV 44%
Achieved Rate 3.33%
Completed October 2022
Adviser Courtney Flockhart

The Client

Our clients approached us after being denied lending by their bank for an undisclosed reason related to their credit scores. Both clients had a reasonable income that would have enabled them to borrow more than they needed. However, before we could assist them, we needed to understand the issues on their credit scores and determine if this was something we could help them overcome to secure the lending needed to purchase their new home.

Living room/new home