Case Study –Portfolio Landlord Remortgaging Main Residence

Property Value £1,700,000
Loan Amount £556,156
Location South London
LTV 32%
Achieved Rate 4.37%
Completed February 2023

The Client

Our client is a professional landlord with a diversified portfolio of mortgaged properties across London. The client approached us requiring a remortgage on their primary residential property. Despite earning substantial rental income, most high-end lenders subjected the client’s rental income to stress tests and considered their mortgages as liabilities. This resulted in the client falling short of the affordability criteria.

remortgage home