Case Study –Residential Mortgage | Sporadic Commission

Clients Profession Estate Agent
Property Value £740,000
Loan Amount £525,000
Location Radlett
LTV 70%
Achieved Rate 0.49% over base
Completed March 2023
Adviser Courtney Flockhart

The Client

Our client, working as an estate agent had a relatively high income, albeit with a modest basic salary. Despite receiving the basic rate allowance for tax on a salary of approximately £12k, this individual’s commission earnings far surpass ten times their basic salary. Currently navigating the complexities of a divorce, our client was looking to purchase a new home.

happy man after securing a mortgage