At Henry Dannell, we understand the unique financial challenges faced by barristers. Our in-depth market knowledge and personalised approach enable us to secure competitive mortgage terms, even in challenging market conditions.
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The client's application presented a unique challenge as it involved four different income streams. To maximise their borrowing capacity, we selected a lender that considered both applicants' salaries and net profit at 100%, resulting in a higher lending amount.
Leveraging our in-depth understanding of the client's income structure, we engaged in a detailed discussion with the bank, which enabled them to adopt a holistic view of the case.
We successfully connected our client with a lender who understands the intricacies of commission-based income and does not limit it to 100% of the basic salary.
We took the time to understand our client's circumstances and were able to find a solution that enabled him to proceed quickly and secure a new home for his family.
The benefit of using Henry Dannell is the knowledge and relationships we have with private banks, enabling us to find suitable solutions for clients with more complex cases such as this.
We were able to source a lender that was willing to use the strength of both clients’ professions - with applicant one’s latest figures in isolation, in conjunction with the full value of applicant two’s current contract, with added evidence of previous renewals at the current level.
With our understanding of our client's business and professional sector, we were able to secure a competitive high street rate.
Purchasing a second home in the UK through a limited company is rarely straightforward, especially when income is earned abroad. With the right lender access and structuring expertise, however, even complex profiles can secure tailored solutions. This case study shows how we helped a UK national living overseas acquire a...
Our client required a mortgage for the purchase of a new home worth £13,800,000. We successfully arranged a solution that allowed the client to borrow the necessary amount for the property purchase while keeping their current assets unencumbered.