Blogs

Protecting Your People: A Guide To Group Protection For Employees

Group protection can help employers provide greater financial security for their people while strengthening their wider employee benefits proposition. This guide explores Group Life Assurance, Group Income Protection and Group Critical Illness Cover, including how employers can structure, review and communicate protection around the needs of their workforce.

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Structuring a €120 Million Swiss Franc Refinancing Against a German Property Portfolio

Case Spotlight | What We’re Working On This Week The Client A European family office with a substantial portfolio of residential, mixed-use and commercial property assets. The portfolio is held through a layered structure of property-owning entities ultimately controlled by the family and benefits from a...

Refinancing a $60 Million New York Property to Complete an Extensive Renovation

Case Spotlight | What We’re Working On This Week The Client The owner of a substantial residential property in the United States, currently valued at approximately $60 million, with a strong, multi-layered trust structure sitting behind the client’s wider wealth and asset position. The Challenge The...

Funding International Expansion in Petrol Commodities Trading

Case Spotlight | What We’re Working On This Week The Client A UK-registered petrol commodities trader seeking to expand into a key international growth market through a newly established entity in Kenya. The Challenge The client had identified a significant opportunity to increase trading activity in...

Why Commercial Finance Should Be Structured Around the Business Plan, Not Simply the Property Value

Commercial property finance can easily become a conversation about the asset. What is the property worth? What loan-to-value will the lender consider? How much equity does the borrower need to contribute? Those are important questions. The property is the lender’s security and will inevitably...

Expat Remortgage Completed Against An Approaching SVR Deadline

After relocating from the UK to the United States, our clients needed to refinance their UK property from overseas before their existing mortgage deal expired. With limited clarity on their options as expatriate borrowers and the mortgage approaching the lender’s Standard Variable Rate, timing had become increasingly important.

Divorce Capacity Reports

Our Divorce Capacity Reports: Bringing Clarity to Borrowing Capacity During Divorce guide explains how borrowing capacity assessments work, when they may be useful and how Henry Dannell can support both clients and their professional advisers throughout the process.

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Why The Lowest Mortgage Rate Can Be The Wrong Benchmark For A High-Value Borrower

For any mortgage borrower, the interest rate matters. For a high-value borrower, even a relatively small difference in pricing can translate into a meaningful difference in cost. It is therefore entirely reasonable for the rate to form an important part of the decision. But...

A Bridging Loan Should Start With the Exit, Not the Interest Rate

Bridging finance is often discussed in terms of two things: speed and cost. How quickly can the lender complete? What is the monthly interest rate? Both matter. But neither should be the starting point. Before considering the price of a bridging facility,...

The IHT Liability May Be Known, But Is the Liquidity Strategy?

When inheritance tax planning is discussed, there is understandably a great deal of focus on establishing the potential liability. What is the estate worth? Which allowances may apply? What could ultimately become payable? Those are questions for the client’s appropriately qualified tax and legal...