Remortgaging

Nurturing your Mortgage

What may have been the best deal at the point of purchase may not necessarily remain the best solution for the full term of your mortgage.

There are many reasons a homeowner may look to remortgage their home. At Henry Dannell, we can support you in reviewing your current mortgage rate by assessing the market and your requirements, to establish if there is a better solution for you.

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Disclaimer

Please note: a mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. You may have to pay an early repayment charge to your existing lender if you remortgage. We also advise to think carefully before securing other debts against your home.

Why consider a remortgage?

A homeowner may be looking to remortgage for the following reasons:

  • A more suitable deal – for example, a lower rate of interest
  • To reduce monthly repayments
  • To decrease the mortgage term
  • To release equity for home improvements or to pay off other debts
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Is there a difference between Remortgaging and Product Switching?

Whilst remortgaging your property involves taking out a new mortgage product with another lender, this is taken out during the existing mortgage term.

A product switch occurs when you come to the end of your current mortgage deal and need to take out a new deal with the same lender.

At Henry Dannell, we can support you in finding the right solution, whether you have come to the end of your current mortgage term or are looking at your options for a remortgage.

View Our Mortgage Guide

When can I remortgage my property?

This will depend on what you are looking to achieve by remortgaging. If your financial circumstances haven’t changed and you aren’t looking to borrow additional money, you may be eligible for a remortgage. In the instance you are looking to release equity or borrow a larger amount, you will need to demonstrate affordability to the lender.

Find Your Solution

Disclaimer

Please note: a mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. You may have to pay an early repayment charge to your existing lender if you remortgage. We also advise to think carefully before securing other debts against your home.

What our clients say…

What our clients say…

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