General

Remortgage | Significant Interest Saving

We took swift action and were able to secure our client a more favourable rate, which prevented him from incurring higher interest rates as a result of missing the opportunity to lock in a rate earlier.

Short-Term Bridging Finance

Using our market knowledge and well-established relationships with Specialist Finance lenders, we were able to source a lending solution to meet the client’s requirements and deadline. During this period, rates throughout the market were also being increased, however, with our well-established relationship with the lender, MTF were able to honour...

Remortgage | Down Valuation

Our client needed to remortgage, as his current mortgage rate was coming to an end. Despite an initial down valuation, we were able to secure our client a solution for the borrowing amount required.

First-Time Buyer | Self-Employed Contractor

Our client experienced multiple issues when speaking with banks directly, prior to instructing us. The main issue she faced, was many high street banks did not understand how her income was structured. This meant her delaying the purchase of a property until speaking with us, to find her a solution.

New Residential Purchase | Outstanding Loans

We were able to source a lender willing to offer at 5.5 times the client’s income, without factoring in the current residential mortgage, on the basis we could evidence consent to let and provide expected rental estimates from local agents.

Residential Mortgage | Complex Income

With our understanding of the income structures of accountants and barrister's income, we were able to evidence the onward sustainability and upward trajectory of both incomes. We were also able to provide our analysis of previous mergers to offer the lender further confidence that the income for Applicant two was...

First-Time Buyer | Complex Income

We were able to source a lender that was willing to use the strength of both clients’ professions - with applicant one’s latest figures in isolation, in conjunction with the full value of applicant two’s current contract, with added evidence of previous renewals at the current level.