CASE STUDY
We have successfully facilitated a high Loan-to-Value (LTV) mortgage for a non-domiciled client with minimal UK income to acquire a £4.3 million residential property.
The client, a high-net-worth entrepreneur with substantial offshore wealth, presented unique challenges where UK lending is concerned with a non-domiciled status and limited UK income.
Seeking to secure a £4.3 million property, our client required a high Loan-to-Value (LTV) mortgage solution to secure their new property, while minimising tax liabilities and optimising financial efficiency.
We were able to facilitate a new banking relationship that allowed our client to leverage $5 million of offshore assets, diversifying risk and optimising asset utilisation. This resulted in securing their ideal outcome with an 85% LTV mortgage and a 0.40% reduction in the interest rate offered.
Kem Kemal, Co-founder and CEO of Henry Dannell, commented: “This deal is a testament to our team’s expertise and ability to navigate complexities and craft innovative and bespoke financial solutions. Through comprehensive credit analysis and extensive consultations with our client’s professional advisors, we were able to deliver our client their ideal solution. Client scenarios of this nature are exactly the reason that we have developed technology to ensure an accurate outcome and seamless experience for our clients.”
At the core of our success lies our unwavering commitment to understanding and addressing the unique needs of each client. Through meticulous analysis and strategic planning, we devised a bespoke and innovative financial strategy that provided our client with their desired outcome.
Please note: this information is for general informational purposes only and does not constitute financial advice. Prospective borrowers should thoroughly review all documentation and consult with our specialist advisers to fully understand the implications and risks associated with Lombard lending before making any decisions.
