HNW

Navigating Offshore Income to Secure a High-Value First-Time Buyer Mortgage

CASE STUDY Overview Purchasing a first home is always a milestone, but for these clients, the journey was anything but straightforward. With income routed through a newly formed offshore partnership and no prior mortgage experience, their situation required specialist navigation. Referred to Henry Dannell...

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The Capital Continuum: How Private Lenders, Family Offices, and Boutique Banks Power UHNW Borrowing

In this article, we explore how borrowing for the Ultra High Net Worth individual has evolved far beyond necessity. It is now a strategic exercise in control, timing, and liquidity orchestration, where credit functions as an instrument of opportunity. The traditional lines separating lender and investment partner have blurred, giving...

High Net Worth Mortgages: Lending Beyond the Standard Model

This article explores how complex income structures, global assets, and long-term wealth strategies shape lending solutions for affluent individuals. From portfolio-linked loans to trust-based borrowing, we outline how private banks and specialist lenders tailor facilities that integrate seamlessly with broader financial objectives.

A grand English country estate surrounded by mature trees and manicured gardens, viewed from a distance under a clear sky. The historic architecture and expansive grounds reflect the scale and character of a high-value rural property.

Secured £4.9 Million High-Value Mortgage Using Complex Income and Business Sale Proceeds

A UK‑based surveyor sought to purchase a rare £9.1 million estate, using a complex income mix that included business sale proceeds, rental income, agricultural subsidies, and more. We structured a bespoke financing solution arranging a £4.9 million mortgage at 53 percent LTV, delivering approval under tight timelines.

A traditional Grade II-listed stone cottage in the Cotswolds, with a watermill and chimney visible beside a tranquil stream. The scene evokes rural charm and architectural heritage in a highly sought-after countryside setting.

Dual-Asset Financing Strategy Secures Off-Market £3.7 Million Cotswolds Estate

When an exceptional Grade II-listed estate in the Cotswolds became available off-market, our client, a UK-based broadcaster, required a rapid and discreet financing solution. We arranged a tailored dual-asset strategy, securing over £3.4 million in funding within a week.

High-Value Mortgage Secured for Commodity Trader with Complex Income Structure

CASE STUDY By delivering a fully structured, lender-ready case, we enabled the clients to access liquidity on competitive terms, validated the introducer’s trust in our specialist approach, and saved the lender time by presenting a ready-to-execute opportunity. Case Overview This case...

Specialist 90% LTV Interest-Only Mortgage Structured for High-Value Property Acquisition

CASE STUDY Overview Placing high loan-to-value mortgages on an interest-only basis is notoriously difficult, particularly at 90% LTV. But for clients with clear repayment strategies and strong financial profiles, it can be the most suitable option. In this case, we structured a 90% LTV...

High-Net-Worth Entrepreneur Secures High-Value Mortgage for Dream £10.25m Home

CASE STUDY At Henry Dannell, we pride ourselves on turning challenging circumstances into success stories, and this case is a prime example. Our client, an entrepreneur with a thriving business, had finally found his dream home after a year of searching—a stunning £10.25m...

High-Net-Worth Private Equity Partner Secures High-Value £2.2M Mortgage Despite Limited Drawn Income

CASE STUDY Securing a high-value mortgage can be particularly challenging for individuals with complex financial circumstances, as was the case for our client—a founding partner of a private equity firm domiciled in Belgium but residing in the UK. While...

Henry Dannell Arranges Life Insurance to Mitigate IHT Liability on £18.5m of PETs Ahead of the UK Budget

CASE STUDY With the 2024 UK Budget tax reforms, high-net-worth individuals are understandably concerned about potential changes to the Inheritance Tax (IHT) system. These concerns are particularly heightened for those who have made significant potentially exempt transfers (PETs) to their children.