A recruitment entrepreneur required refinancing on a buy-to-let property jointly owned with their elderly mother. Family occupancy at below-market rent and an outstanding bridging loan created additional lending complexities. By identifying a lender able to accommodate the ownership structure, tenancy arrangements and existing finance, we secured a full mortgage offer...
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Henry Dannell arranged capital raising against an unencumbered residential property valued at over £1 million, enabling the client to purchase a neighbouring property as a cash buyer. The mortgage was structured with a lender whose criteria also accommodated the client’s plans for occasional short-term letting of a converted outbuilding.
With their existing mortgage rate approaching expiry, a couple turned to Henry Dannell to manage their remortgage. We arranged approximately £258,000 on a two-year fixed repayment basis, navigating affordability considerations and completing the refinance within a month of the previous rate expiring.
A complex residential refinance required a Joint Borrower Sole Proprietor structure, multiple UK and foreign currency income sources, and full interest-only borrowing. Henry Dannell identified a lender able to accommodate the family’s circumstances, refinancing both first and second charge borrowing while preserving flexibility for future plans.
A homeowner approaching mortgage renewal had completed significant property improvements that were unlikely to be fully reflected in their existing lender’s indexed valuation. By recommending a full remortgage, Henry Dannell enabled a fresh valuation to inform the available mortgage options, securing a flexible two-year tracker while monitoring pricing through to...
Henry Dannell proactively reviewed an existing client’s mortgage ahead of renewal, securing a competitive rate before market pricing increased. Through early engagement and forward planning, we helped the client retain favourable terms and avoid exposure to subsequent rate increases.
Henry Dannell successfully arranged a like-for-like residential remortgage, despite delays that exposed the clients to increased mortgage pricing. The case highlights the importance of early engagement, timely communication and maintaining momentum to secure suitable borrowing terms in a changing market.
Henry Dannell secured a competitive remortgage product ahead of an existing client’s mortgage expiry, protecting them from subsequent increases in market pricing. Through proactive planning and early engagement, the client retained favourable terms despite changes in market conditions.
Despite encountering some obstacles, we were able to provide our client with the necessary support to obtain the full loan amount they required. Additionally, we facilitated a swift completion to avoid any potential exposure to their lender's Standard Variable Rate (SVR).
With our exclusive access to a panel of lenders, which only a select few brokers, including Henry Dannell, have the privilege to work with, we were able to secure the desired outcome for our clients.