Blogs

The Earlier You Start Succession Planning, The More Choices You’ll Have

Succession planning is often viewed as something to think about later. After retirement. When the children become more involved in the family business. Or when an important life event forces the conversation. In reality, the most effective succession planning rarely begins...

Education Hub

The Strongest Commercial Finance Applications Tell a Story, Not Just the Numbers

Many business owners assume that commercial lending is won or lost on financial performance alone. Strong accounts, healthy cash flow and valuable security are all important. But they are rarely enough. Commercial lending is fundamentally different from most residential borrowing. Decisions are often...

Why International Property Ownership Demands a Joined-Up Lending Strategy

For internationally mobile individuals, property ownership rarely ends with a single home. A family residence in London, an investment apartment in Dubai, a chalet in Switzerland or a commercial property held through an overseas business may all form part of the same balance sheet. ...

Introducing Henry Dannell Private Clients Insurance

As Henry Dannell continues to grow across the UK and internationally, we are investing further in our specialist team to provide even greater expertise and support for our clients and their families. ...

Why Waiting for the “Perfect” Interest Rate Could Cost You More

One of the most common questions we hear from high-value borrowers is remarkably simple. “Should we wait for interest rates to come down?”. It is an understandable question. After all, lower interest rates should reduce the cost of borrowing. The difficulty is that high-value property transactions are...

First-Time Buyer Through Employee Benefits Mortgage Scheme

First-Time Buyer Mortgage: Securing a 90% LTV Mortgage for a First Home

How Henry Dannell helped a first-time buyer compare shared ownership with a standard purchase, secure a £166,500 mortgage and navigate a complex property chain through to completion.

First-Time Buyer Mortgage for a Solicitor Through Workplace Mortgage Advice

How Henry Dannell helped a solicitor purchase his first home, understand the mortgage journey and restructure the application to support his wider financial priorities.

Inheritance Tax May Change. Your Estate Planning Shouldn’t Wait.

Inheritance tax has become one of the most widely discussed areas of financial planning. Whether the conversation centres on proposed reforms, frozen thresholds or future policy changes, the result is often the same. Families delay important decisions while waiting for greater certainty. It is an understandable response. Few people want...

Why Debt Continues to Play a Central Role in Swiss Property Ownership

One of the most common assumptions I hear is that wealthy individuals buying property in Switzerland simply pay cash. In reality, many do not. Some of the clients I work with have the resources to purchase outright, yet they deliberately choose to retain debt against their property. That decision is...

Market Update: Falling Inflation, Monetary Stability and What It Means for Mortgage Borrowers

For much of the past three years, the UK mortgage market has been shaped by uncertainty. Persistent inflation, rising interest rates and volatile funding costs created an environment where lenders were forced to continually reassess pricing, tighten affordability criteria and adopt a more cautious...