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Leveraging RSU Income to Secure a £2M Mortgage for a Software Engineer

CASE STUDY Overview When a high-earning software engineer looked to upsize his home following the arrival of his first child, he needed a mortgage adviser who could go beyond ‘standard'.

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£1.72M Portfolio Refinance for a Holiday Let Investor with CCJs, Deadlines and Declines

CASE STUDY Overview Faced with lender refusals, a time-sensitive bridging facility exit need and an unknown CCJ against her limited company, this professional landlord needed a refinance solution that accounted for more than just numbers.

Lombard Lending: Swift Liquidity Without Sacrificing Your Assets

Explore how Lombard lending can help you move with confidence and control. Access liquidity swiftly without selling investments or pledging property, and act decisively when opportunities arise. Whether you are acquiring property, funding new ventures, or managing short-term cashflow, Lombard lending provides discreet, flexible financing aligned with your long-term wealth...

Barristers Returning from Maternity or Paternity Leave: Why a Dip in Income Doesn’t Have to Reduce Your Borrowing Power

This article discusses how barristers returning from maternity or paternity leave can still secure a mortgage. It explains why a dip in income doesn’t have to reduce borrowing power. Read on to learn how specialist lenders assess the full picture.

A Solution That Means Pupil Barristers Don’t Need to Wait Two Years to Get on the Property Ladder

This article discusses why pupil barristers don’t need to wait two years to get a mortgage. It explains how specialist lenders assess pupillage income and career potential. Discover how you could step onto the property ladder sooner.

Mortgage Advice for Barristers with Judicial Income: Why Irregular Sittings Do Not Limit Your Mortgage Options

This article discusses how barristers with part-time judicial income can still secure a mortgage. It explains why irregular PAYE sittings are not a barrier when presented correctly. Read on to learn how specialist advice ensures lenders see the full picture.

Changing Specialities at the Bar? Why A Dip in Income Doesn’t Have to Mean a Dip in Mortgage Options

This article discusses how changing specialities at the Bar can impact your income and mortgage options. It explains why specialist lenders take a forward-looking view. Read on to learn how your career progression can still support borrowing.

Offset Mortgage vs Savings Account: Which Is the Smarter Place for Your Money?

This article discusses whether an offset mortgage or a savings account is the smarter home for your money. It explores liquidity, tax efficiency, and overall financial strategy. Read on to discover which option could deliver greater value.

portfolio landlord assessing options for an offset mortgage in front of a city skyline

Offset & Overdraft Facilities for High-Value Buy-to-Let and Portfolio Landlords

High-value landlords and portfolio investors need more than standard buy-to-let mortgages. Offset and overdraft facilities from private banks offer liquidity, efficiency, and strategic control. Learn how these tools can transform portfolio financing.

Couple reading offset mortgage remortgaging guide explaining how to reduce interest and maintain liquidity.

Offset Mortgages and Remortgaging: When Is the Right Time to Switch?

Remortgaging is a chance to realign your borrowing with your financial goals. For clients with cash reserves or irregular income, an offset mortgage offers liquidity, efficiency, and control. Discover when switching could save costs and strengthen long-term planning.