General

Barristers Returning from Maternity or Paternity Leave: Why a Dip in Income Doesn’t Have to Reduce Your Borrowing Power

This article discusses how barristers returning from maternity or paternity leave can still secure a mortgage. It explains why a dip in income doesn’t have to reduce borrowing power. Read on to learn how specialist lenders assess the full picture.

Education Hub

A Solution That Means Pupil Barristers Don’t Need to Wait Two Years to Get on the Property Ladder

This article discusses why pupil barristers don’t need to wait two years to get a mortgage. It explains how specialist lenders assess pupillage income and career potential. Discover how you could step onto the property ladder sooner.

Mortgage Advice for Barristers with Judicial Income: Why Irregular Sittings Do Not Limit Your Mortgage Options

This article discusses how barristers with part-time judicial income can still secure a mortgage. It explains why irregular PAYE sittings are not a barrier when presented correctly. Read on to learn how specialist advice ensures lenders see the full picture.

Changing Specialities at the Bar? Why A Dip in Income Doesn’t Have to Mean a Dip in Mortgage Options

This article discusses how changing specialities at the Bar can impact your income and mortgage options. It explains why specialist lenders take a forward-looking view. Read on to learn how your career progression can still support borrowing.

Offset Mortgage vs Savings Account: Which Is the Smarter Place for Your Money?

This article discusses whether an offset mortgage or a savings account is the smarter home for your money. It explores liquidity, tax efficiency, and overall financial strategy. Read on to discover which option could deliver greater value.

portfolio landlord assessing options for an offset mortgage in front of a city skyline

Offset & Overdraft Facilities for High-Value Buy-to-Let and Portfolio Landlords

High-value landlords and portfolio investors need more than standard buy-to-let mortgages. Offset and overdraft facilities from private banks offer liquidity, efficiency, and strategic control. Learn how these tools can transform portfolio financing.

Couple reading offset mortgage remortgaging guide explaining how to reduce interest and maintain liquidity.

Offset Mortgages and Remortgaging: When Is the Right Time to Switch?

Remortgaging is a chance to realign your borrowing with your financial goals. For clients with cash reserves or irregular income, an offset mortgage offers liquidity, efficiency, and control. Discover when switching could save costs and strengthen long-term planning.

Offset Mortgages Explained: What You Need to Know

The offset mortgage remains one of the most underutilised yet potentially valuable tools. This article examines how offset mortgages function, who they’re best suited for, and the scenarios in which they can provide a genuine financial advantage.

Specialist property finance illustrated by auction purchases, SPV ownership, and holiday let investment.

Specialist Property Finance: Auctions, SPVs and Holiday Lets

In today’s property market, mainstream mortgages often fall short for investors who need speed, flexibility, or bespoke structuring. Whether buying at auction, scaling through an SPV, or generating income from a holiday let, specialist finance opens the door to opportunities that traditional lending cannot.

3D rendering of a modern luxury villa with glass and clean lines, illustrating property development potential with development finance support.

Strategic Use of Development Finance: Funding New Builds, Conversions and Exit Strategies

This article outlines what development finance is, the different categories available, and how eligibility, structuring, and exit strategies play a vital role in project success.