The Delayed Start Mortgage
Skipton Building Society introduce a new lending product to delay repayments so you can settle into your new home for three months. Learn more about the features of a delayed start mortgage.
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General
The Rise of 100% and 99% Mortgages: A Lifeline for First-Time Buyers
A new wave of mortgage products is making homeownership a more tangible reality. Explore the opportunities provided by a 99% or 100% mortgage.
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The Return of the 100% Mortgage: Buying Without A Deposit Becomes Possible, Once More
100% Mortgages return to mitigate the challenges for first-time buyers. We explore everything you need to know about lenders new approach.
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Bridging Finance Enables Swift Country Home Purchase Without Selling Existing Property
CASE STUDY Case Overview When the right property becomes available, acting quickly can make all the difference. In this case, we arranged short-term bridging finance to help a client secure their ideal countryside home, without needing to sell their current London property or...
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First-Time Landlord Secures Bridging Finance to Complete Auction Purchase and Exit with Uplifted Property Value
CASE STUDY Overview For first-time landlords and developers, navigating auction purchases can be a steep learning curve. In this case, we supported a client purchasing their first buy-to-let property via auction, securing a bridging loan at 75% LTV, despite market volatility, a challenging valuation, and...
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90% LTV Mortgage Secured for First-Time Buyers with Non-UK National Status
CASE STUDY Overview Navigating the mortgage market as a first-time buyer can be daunting, especially when buying a non-standard property and dealing with complex residency statuses. In this case, we secured a 90% loan-to-value mortgage for two non-UK nationals purchasing their first home:...
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Navigating Mortgage Affordability: Tailored Solutions for Varied Financial Profiles
Strategic Mortgage Solutions for Complex Financial Needs Securing the right mortgage requires more than just meeting affordability criteria, it demands a strategy that aligns with your broader financial objectives. For individuals with non-traditional income structures, navigating lender requirements can be challenging, particularly...
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Financing a Vision: Self-Build Mortgage Unlocks Sustainable Dream Home
CASE STUDY Overview When planning a self-build project, clarity around financing options is crucial. Our client, a UK-based Head of AI at a leading tech firm, set out to demolish and rebuild his home using sustainable materials. He sought our assistance to...
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A Rise in Tracker Mortgages as Borrowers Seek Flexibility
The rising trend in borrower preferences seeking greater flexibility In recent years, tracker mortgages have been prevalent among borrowers seeking greater flexibility during uncertain economic times. A recent analysis by Quilter reveals a 67% increase in the uptake of these mortgage deals since...
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How to Boost Your Chances of Mortgage Approval as a First-Time Buyer
Mortgages tailored for newcomers to the property market For many, stepping onto the property ladder is a thrilling venture filled with excitement and apprehension. Navigating this milestone can be daunting, but first-time buyers can proceed confidently with careful financial preparation. First-time...
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