A £1.35M mortgage on a £1.8M home appeared straightforward, yet months of rejections told a different story. With a loss-making company on paper and no conventional income trail, mainstream lenders were unable to look beyond surface-level metrics. By taking the time to understand the underlying strength of the business, working...
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A long-standing client with a substantial mixed-use portfolio approached Henry Dannell to restructure legacy commercial debt that was restricting liquidity and limiting growth. Henry Dannell secured a £1,009,800 interest-only facility at 1.60% over base, alongside a Personal Guarantee capped at 16%, improving cost of borrowing, monthly cash flow, and release...
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A high-growth London law firm had recently purchased and extensively refurbished new commercial premises using its own cash reserves. We supported a strategic capital raise against the commercial asset leveraging specialist commercial finance.
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When a family decided to stop dreaming about their ideal home and start building it, they faced a significant financial puzzle. We structured a remortgage against their existing home, alongside a self-build mortgage to acquire land.
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A couple in their 70s required a refinancing solution at the end of term with their existing lender. The clients owned a substantial main residence set within approximately 30 acres of land, and their repayment strategy was linked to the planned sale of their background investment assets. We navigated a number of structural challenges to secure lending...
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Early years at the Bar introduce a professional and financial structure that differs from most other careers. Recognising this can help barristers approach financial planning with greater confidence as their careers develop.
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Relationship Milestones Are Shifting. Why Should This Matter for Private Client Advisers? For private client advisers, property is increasingly the moment when a relationship becomes financially real. Across affluent and emerging-HNW client profiles, buying a home is now the primary act of commitment, often preceding marriage, children,...
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CASE STUDY Overview When a high-earning software engineer looked to upsize his home following the arrival of his first child, he needed a mortgage adviser who could go beyond ‘standard'.
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CASE STUDY Overview Faced with lender refusals, a time-sensitive bridging facility exit need and an unknown CCJ against her limited company, this professional landlord needed a refinance solution that accounted for more than just numbers.
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Explore how Lombard lending can help you move with confidence and control. Access liquidity swiftly without selling investments or pledging property, and act decisively when opportunities arise. Whether you are acquiring property, funding new ventures, or managing short-term cashflow, Lombard lending provides discreet, flexible financing aligned with your long-term wealth...
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