Lifetime Mortgages

Choosing Henry Dannell for Lifetime Mortgage Support

Why Do Clients Choose Henry Dannell to Support Them With Financial Decisions During Retirement

Henry Dannell offers direct access to Later Life lending specialists who provide support with care, sensitivity, and discretion.

We strive to exceed the standards set by the FCA and Equity Release Council, offering you independent, whole-of-market access to leading Later Life lenders.

When you choose a lifetime mortgage with Henry Dannell, you’ll have lifetime access to your dedicated mortgage advisor, from your initial appointment and throughout your journey to completion, with continued support even after your equity release.

Arrange a discussion with our Later Life mortgage advisor.

Arrange For Us To Explore Your Options

Helping Clients in Later Life

I cannot recommend Stephen Savill enough… he was clear and concise with his recommendations, as I had a lot of questions. He was informative, friendly, and made my experience better than expected, given how stressful these processes can be.
Google Review

Please note: With the current ongoing changes to the financial markets, equity release amounts and interest rates are constantly changing. To discuss the latest plans and to understand the features and risks, always obtain a personalised illustration.

Value of your Property (£)

Age of the youngest homeowner (min 55)

Amount of any outstanding loan secured on the property (£)

Reveal results by entering your details

Name

Email

Phone

We will use your name, email address and contact number (‘personal information’) to contact you about the services you have requested or respond to an enquiry you have submitted, which will require us to share your personal information with financial institutions. For further information on how your information is used, including disclosure to third parties, how we maintain security of your information and your rights in relation to the information we hold about you, please see our Privacy Policy

A traditional Grade II-listed stone cottage in the Cotswolds, with a watermill and chimney visible beside a tranquil stream. The scene evokes rural charm and architectural heritage in a highly sought-after countryside setting.

20 Things You Need to Know About Later Life Mortgages

Download Your Free Guide

Facilitated a Tailored Lifetime Mortgage to Fund Couple’s Retirement

CASE STUDY Finding a flexible equity release solution that meets today’s needs without compromising tomorrow’s plans. We’re delighted to share a recent case completion for a retired couple who were referred to us by a professional contact at a renowned asset management firm. This...

How a Later Life Mortgage Funded Clients’ Retirement Goals

CASE STUDY Many people dream of a comfortable retirement filled with travel and pursuing passions, often requiring a significant financial buffer. However, lingering debt and limited retirement income can make this dream seem out of reach. This case study explores how a couple creatively leveraged a...

Retired Couple Leverages Later Life Mortgage on £2.25m Home to Secure New Build Property

CASE STUDY A retired couple, referred to us by a private bank, sought to purchase a new build home in South East London. Their plan was to leverage their £2.25m property through a Later Life mortgage and arrange a drawdown reserve to...

Facilitated a Tailored Lifetime Mortgage to Fund Couple’s Retirement

CASE STUDY Finding a flexible equity release solution that meets today’s needs without compromising tomorrow’s plans. We’re delighted to share a recent case completion for a retired couple who were referred to us by a professional contact at a renowned asset management firm. This...

How a Later Life Mortgage Funded Clients’ Retirement Goals

CASE STUDY Many people dream of a comfortable retirement filled with travel and pursuing passions, often requiring a significant financial buffer. However, lingering debt and limited retirement income can make this dream seem out of reach. This case study explores how a couple creatively leveraged a...

Retired Couple Leverages Later Life Mortgage on £2.25m Home to Secure New Build Property

CASE STUDY A retired couple, referred to us by a private bank, sought to purchase a new build home in South East London. Their plan was to leverage their £2.25m property through a Later Life mortgage and arrange a drawdown reserve to...

}

Please note: To understand the features and risks, always obtain a personalised illustration.

Our Accreditations

Later Life Mortgages provide a way for homeowners aged 55 and over to access the value accumulated in their property, whilst continuing to live in it.

This is the most popular way to release equity. The homeowner retains full ownership of their property and has the right to reside for life. Funds are released at a fixed rate, and payments are usually voluntary, although the full interest can also be paid.

An affordability-assessed, interest-only mortgage that comes with an open term. The borrower(s) will be contracted to monthly payments to cover the full interest. Just like a standard mortgage, there is a risk of repossession if the payments are not maintained.

A hybrid mortgage accommodates borrowers from the age of 50 who have income and can commit to payments of the full monthly interest, but who may wish to reduce their payments after retirement and spend their income elsewhere.

3 Benefits of a Retirement Interest-Only Mortgage

3 Benefits of a Retirement Interest-Only (RIO) Mortgage in Later Life A Retirement Interest Only (RIO) mortgage is a type of loan that is designed for those in the latter years of their lives. As with other Later Life products, RIOs are typically available...

over 55-year-old woman sitting on the sofa, holding a coffee and smiling

How You Can Achieve the Dream Retirement with a Later Life Mortgage

How can Later Life mortgages help you achieve the retirement you imagined? Research from the Office of National Statistics has shown that life expectancy in the UK has increased over the last 40 years. As such, the State Pension age has...

How to Downsize Your Inheritance Tax Bill with a Later Life Mortgage

Why some over-60s take out a mortgage on a property they own outright Taking out a mortgage in later life to bypass Inheritance Tax (IHT) is an option that some over-60s may look to consider if appropriate to their situation.

3 Benefits of a Retirement Interest-Only Mortgage

3 Benefits of a Retirement Interest-Only (RIO) Mortgage in Later Life A Retirement Interest Only (RIO) mortgage is a type of loan that is designed for those in the latter years of their lives. As with other Later Life products, RIOs are typically available...

How You Can Achieve the Dream Retirement with a Later Life Mortgage

How can Later Life mortgages help you achieve the retirement you imagined? Research from the Office of National Statistics has shown that life expectancy in the UK has increased over the last 40 years. As such, the State Pension age has...

How to Downsize Your Inheritance Tax Bill with a Later Life Mortgage

Why some over-60s take out a mortgage on a property they own outright Taking out a mortgage in later life to bypass Inheritance Tax (IHT) is an option that some over-60s may look to consider if appropriate to their situation.

}