Lifetime Mortgages

Support from Lifetime Mortgage
Advisers Who Put You First

 

Gain clear insight and peace of mind, with the support and expertise of Later Life mortgage advisors guiding you to make informed decisions about your lifetime mortgage solutions.

A lifetime mortgage is a popular form of equity release mortgage. As the homeowner, you will retain full ownership of the property, and funds are released at a fixed rate, with completely voluntary repayments.

Speak to your dedicated mortgage advisor about later life mortgage solutions that can enable you to unlock financial freedom.

Please note: To understand the features and risks, always obtain a personalised illustration.

Choosing Henry Dannell for Lifetime Mortgage Support

Why Do Clients Choose Henry Dannell to Support Them With Financial Decisions During Retirement

 

Henry Dannell offers direct access to Later Life lending specialists who provide support with care, sensitivity, and discretion.

We strive to exceed the standards set by the FCA and Equity Release Council, offering you independent, whole-of-market access to leading Later Life lenders.

When you choose a lifetime mortgage with Henry Dannell, you’ll have lifetime access to your dedicated mortgage advisor, from your initial appointment and throughout your journey to completion, with continued support even after your equity release.

Arrange a discussion with our Later Life mortgage advisor.

Arrange For Us To Explore Your Options

Helping Clients in Later Life

Couple discussing rio mortgage and other later life mortgage options with a specialist later life mortgage adviser

I cannot recommend Stephen Savill enough… he was clear and concise with his recommendations, as I had a lot of questions. He was informative, friendly, and made my experience better than expected, given how stressful these processes can be.

Google Review

Equity Release Calculator
How much equity can I release?

Calculate the amount of equity you can release and how much you will owe over your estimated term, if no voluntary payments are made. If your loan runs for a longer period, and you have not made any payments, the amount you owe will increase.

Please note: With the current ongoing changes to the financial markets, equity release amounts and interest rates are constantly changing. To discuss the latest plans and to understand the features and risks, always obtain a personalised illustration.

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20 Things You Need to Know About Later Life Mortgages

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Client Success Stories

Funding a Retirement Lifestyle with a Tailored Lifetime Mortgage

How Equity Release Met Today’s Needs Without Sacrificing Future Plans CASE STUDY We’re delighted to share a recent lifetime mortgage completion for a retired couple who were referred to us by a professional contact at a renowned asset management firm.

Read More

Funding Retirement Goals with a Lifetime Mortgage 

How a Later Life Mortgage and Drawdown Reserve Enabled a Client to Achieve Retirement Goals CASE STUDY Many people dream of a comfortable retirement filled with travel and pursuing passions, often requiring a significant financial buffer. However, lingering debt and limited retirement income can make this...

Read More

Borrowing in Later Life Enabled Retirees to Buy a House with a Lifetime Mortgage

Leveraging a Later Life Mortgage on their £2.25m home allowed this retired couple to secure a new build property CASE STUDY A retired couple, referred to us by a private bank, sought to purchase a new build home in South East London. They planned to leverage...

Read More

Funding a Retirement Lifestyle with a Tailored Lifetime Mortgage

How Equity Release Met Today’s Needs Without Sacrificing Future Plans CASE STUDY We’re delighted to share a recent lifetime mortgage completion for a retired couple who were referred to us by a professional contact at a renowned asset management firm.

Read More

Funding Retirement Goals with a Lifetime Mortgage 

How a Later Life Mortgage and Drawdown Reserve Enabled a Client to Achieve Retirement Goals CASE STUDY Many people dream of a comfortable retirement filled with travel and pursuing passions, often requiring a significant financial buffer. However, lingering debt and limited retirement income can make this...

Read More

Borrowing in Later Life Enabled Retirees to Buy a House with a Lifetime Mortgage

Leveraging a Later Life Mortgage on their £2.25m home allowed this retired couple to secure a new build property CASE STUDY A retired couple, referred to us by a private bank, sought to purchase a new build home in South East London. They planned to leverage...

Read More
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Please note: To understand the features and risks, always obtain a personalised illustration.

Our Insights

3 Benefits of a Retirement Interest-Only Mortgage

3 Benefits of a Retirement Interest-Only (RIO) Mortgage in Later Life A Retirement Interest Only (RIO) mortgage is a type of loan that is designed for those in the latter years of their lives. As with other Later Life products, RIOs are typically available...

Read More

How You Can Achieve the Dream Retirement with a Later Life Mortgage

How can Later Life mortgages help you achieve the retirement you imagined? Research from the Office of National Statistics has shown that life expectancy in the UK has increased over the last 40 years. As such, the State Pension age...

Read More

How to Downsize Your Inheritance Tax Bill with a Later Life Mortgage

Why some over-60s take out a mortgage on a property they own outright Taking out a mortgage in later life to bypass Inheritance Tax (IHT) is an option that some over-60s may look to consider if appropriate to their situation.

Read More

3 Benefits of a Retirement Interest-Only Mortgage

3 Benefits of a Retirement Interest-Only (RIO) Mortgage in Later Life A Retirement Interest Only (RIO) mortgage is a type of loan that is designed for those in the latter years of their lives. As with other Later Life products, RIOs are typically available...

Read More

How You Can Achieve the Dream Retirement with a Later Life Mortgage

How can Later Life mortgages help you achieve the retirement you imagined? Research from the Office of National Statistics has shown that life expectancy in the UK has increased over the last 40 years. As such, the State Pension age...

Read More

How to Downsize Your Inheritance Tax Bill with a Later Life Mortgage

Why some over-60s take out a mortgage on a property they own outright Taking out a mortgage in later life to bypass Inheritance Tax (IHT) is an option that some over-60s may look to consider if appropriate to their situation.

Read More
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