Retirement Interest-Only Mortgages
Personalised Support from Later-Life Mortgage Specialists Who Can Help You Achieve Your Objectives in Retirement
Are you looking for a mortgage adviser who can provide the most suitable solution to help you manage your finances confidently in retirement? At Henry Dannell, we are not limited in the choice of lender, giving you access to a wide range of options to help maximise your borrowing potential with a retirement interest-only (RIO) mortgage.
Our later life mortgage specialists will guide you through retirement mortgage options to help you achieve your objectives.
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Free 30-Minute Consultation
5-Star Rated Customer Experience
Please note: To understand the features and risks, always obtain a personalised illustration.
Unlock Equity with Trusted Later Life Mortgage Advisers
Why Do Clients Choose Henry Dannell to Support Them with Financial Decisions During Retirement
Henry Dannell specialises in guiding clients through later life with care, clarity, and discretion. An experienced later life mortgage adviser will take the time to understand your situation and personal goals. With a lifetime of access to their support, your adviser will guide you on how best to utilise later-life lending products. We aim to protect your interests and include as much flexibility as possible for your future peace of mind.
As an FCA-regulated firm and a member of the Equity Release Council, with SOLLA-accredited advisers, we’re committed to providing ethical advice, helping you to make confident, informed choices.
Meaningful Outcomes for Retirees
I cannot recommend Stephen Savill enough… he was clear and concise with his recommendations, as I had a lot of questions. He was informative, friendly, and made my experience better than expected, given how stressful these processes can be.
Google Review
RIO Mortgages Explained
What Is a Retirement Interest-Only Mortgage?
A Retirement Interest-Only Mortgage, which is often referred to as a RIO mortgage, is designed specifically for those aged 50 and over, who can commit to monthly interest payments for life, repaying the capital borrowed from the sale of their property when the last borrower vacates.
Client Success Stories
Facilitated a Tailored Lifetime Mortgage to Fund Couple’s Retirement
CASE STUDY Finding a flexible equity release solution that meets today’s needs without compromising tomorrow’s plans. We’re delighted to share a recent case completion for a retired couple who were referred to us by a professional contact at a renowned asset management firm. This...
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How a Later Life Mortgage Funded Clients’ Retirement Goals
CASE STUDY Many people dream of a comfortable retirement filled with travel and pursuing passions, often requiring a significant financial buffer. However, lingering debt and limited retirement income can make this dream seem out of reach. This case study explores how a couple creatively leveraged a...
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Retired Couple Leverages Later Life Mortgage on £2.25m Home to Secure New Build Property
CASE STUDY A retired couple, referred to us by a private bank, sought to purchase a new build home in South East London. Their plan was to leverage their £2.25m property through a Later Life mortgage and arrange a drawdown reserve to...
Read More
Facilitated a Tailored Lifetime Mortgage to Fund Couple’s Retirement
CASE STUDY Finding a flexible equity release solution that meets today’s needs without compromising tomorrow’s plans. We’re delighted to share a recent case completion for a retired couple who were referred to us by a professional contact at a renowned asset management firm. This...
Read More
How a Later Life Mortgage Funded Clients’ Retirement Goals
CASE STUDY Many people dream of a comfortable retirement filled with travel and pursuing passions, often requiring a significant financial buffer. However, lingering debt and limited retirement income can make this dream seem out of reach. This case study explores how a couple creatively leveraged a...
Read More
Retired Couple Leverages Later Life Mortgage on £2.25m Home to Secure New Build Property
CASE STUDY A retired couple, referred to us by a private bank, sought to purchase a new build home in South East London. Their plan was to leverage their £2.25m property through a Later Life mortgage and arrange a drawdown reserve to...
Read MorePlease note: To understand the features and risks, always obtain a personalised illustration.
Ways to Unlock Equity
Our Insights
3 Benefits of a Retirement Interest-Only Mortgage
3 Benefits of a Retirement Interest-Only (RIO) Mortgage in Later Life A Retirement Interest Only (RIO) mortgage is a type of loan that is designed for those in the latter years of their lives. As with other Later Life products, RIOs are typically available...
Read More
How You Can Achieve the Dream Retirement with a Later Life Mortgage
How can Later Life mortgages help you achieve the retirement you imagined? Research from the Office of National Statistics has shown that life expectancy in the UK has increased over the last 40 years. As such, the State Pension age has...
Read More
How to Downsize Your Inheritance Tax Bill with a Later Life Mortgage
Why some over-60s take out a mortgage on a property they own outright Taking out a mortgage in later life to bypass Inheritance Tax (IHT) is an option that some over-60s may look to consider if appropriate to their situation.
Read More
3 Benefits of a Retirement Interest-Only Mortgage
3 Benefits of a Retirement Interest-Only (RIO) Mortgage in Later Life A Retirement Interest Only (RIO) mortgage is a type of loan that is designed for those in the latter years of their lives. As with other Later Life products, RIOs are typically available...
Read More
How You Can Achieve the Dream Retirement with a Later Life Mortgage
How can Later Life mortgages help you achieve the retirement you imagined? Research from the Office of National Statistics has shown that life expectancy in the UK has increased over the last 40 years. As such, the State Pension age has...
Read More
How to Downsize Your Inheritance Tax Bill with a Later Life Mortgage
Why some over-60s take out a mortgage on a property they own outright Taking out a mortgage in later life to bypass Inheritance Tax (IHT) is an option that some over-60s may look to consider if appropriate to their situation.
Read More