Blogs

For the Love of Stability: Why Many Barristers Are Choosing Property First 

What ONS data and life at the Bar reveal about homeownership as a modern commitment  For many barristers, commitment does not begin with ceremony. It begins with a decision to create stability in a profession that rarely offers it early.  Across the Bar, there is a...

Education Hub

Property as the Foundation of Love

Relationship Milestones Are Shifting. Why Should This Matter for Private Client Advisers? For private client advisers, property is increasingly the moment when a relationship becomes financially real. Across affluent and emerging-HNW client profiles, buying a home is now the primary act of commitment, often preceding marriage, children,...

Property Investment and Long-Term Wealth: A Strategic Guide for Professionals

For many professionals, property forms a central pillar of long-term financial planning. It offers a blend of stability, inflation resistance, and the potential for meaningful capital appreciation. Whether used to diversify income, unlock liquidity for future opportunities, or underpin retirement plans, property investment remains a core component of personal wealth...

Strengthening Your Credit Profile Before a Mortgage Application: A Practical Guide for Professionals

A strong credit profile plays a central role in securing favourable mortgage terms. For many professionals, however, career demands, irregular working patterns or extended time spent abroad can lead to gaps or inconsistencies in credit history. These issues rarely reflect financial capability, yet they can complicate underwriting if not identified...

Mortgage Support for Newly Qualified Barristers: Presenting a Strong Financial Case

For barristers in their early years of practice, securing a mortgage depends less on the nature of their income and more on how effectively that income is explained. This article gives you guidance on how to demonstrate stability in the early years of practice.

Leveraging RSU Income to Secure a £2M Mortgage for a Software Engineer

CASE STUDY Overview When a high-earning software engineer looked to upsize his home following the arrival of his first child, he needed a mortgage adviser who could go beyond ‘standard'.

£1.72M Portfolio Refinance for a Holiday Let Investor with CCJs, Deadlines and Declines

CASE STUDY Overview Faced with lender refusals, a time-sensitive bridging facility exit need and an unknown CCJ against her limited company, this professional landlord needed a refinance solution that accounted for more than just numbers.

Navigating Offshore Income to Secure a High-Value First-Time Buyer Mortgage

CASE STUDY Overview Purchasing a first home is always a milestone, but for these clients, the journey was anything but straightforward. With income routed through a newly formed offshore partnership and no prior mortgage experience, their situation required specialist navigation. Referred to Henry Dannell...

Swift, Flexible Lending for a Creative Professional with Complex Income and Offshore Assets

CASE STUDY Overview Referred to Henry Dannell by a trusted private client adviser in Switzerland, the client needed swift action, delivered with absolute discretion. The self-employed composer faced a hard three-week deadline to complete on a £1.5 million property in South London, but their mortgage application...

Lasting Power of Attorney Brings Lasting Peace of Mind

CASE STUDY Overview Referred by a long-standing Wealth Manager, this case required calm, strategic execution at a time of personal upheaval. Following her husband’s unexpected move into full-time care, our client faced the imminent expiry of their interest-only mortgage, with repayment funds now redirected...