Around one in six adults opt for UK property investment for an income, according to report The property market continues to be a favoured avenue for investment, with a recent survey illuminating a prevailing sense of optimism among investors.
Read More
Ensuring you’re on the most advantageous deal and interest rate is always a wise move In the current economic landscape, many homeowners may be asking the question: When is the best time to search for a new mortgage? Should they act now or...
Read More
Understanding the intricacies of leasehold property ownership You’ve discovered your dream home, and it’s classified as a ‘leasehold’. But what does this imply? Acquiring a leasehold property is a prevalent method of property ownership, particularly when purchasing an apartment. Leasehold signifies that you’ve...
Read More
First-year home ownership costs are more than just mortgage payments After years of diligently saving for a deposit, the moment first-time buyers receive the keys to their property often brings a sigh of relief. While the focus has been on achieving this dream, it’s crucial not...
Read More
Green mortgages are designed to incentivise borrowers who live in energy-efficient homes or are willing to make their properties more environmentally friendly. While these deals may not always seem attractive at first glance, they offer unique benefits and are growing in popularity. Government initiatives are also...
Read More
More and more people are becoming interested in or affected by this practice The term ‘gazundering’ has been making waves in the property sector, with a 97% increase in Google search activity since the start of 2023. According to research, the rise in gazundering-related searches...
Read More
Cautious optimism is the name of the game as inflation falls ahead of expectations and lenders help borrowers ride out the storm The housing market as well as the wider economy have undoubtedly had a rocky ride of late, but early signs of stability returning...
Read More
Expert guidance is more crucial than ever as mortgage rates continue to rise in the face of stubbornly high inflation Housing market knowledge and know-how have come firmly into their own this month as worse-than-expected inflation data rocked the economy and made analysts...
Read More
Encouraging signs abound, making now the perfect time to dive in A flurry of encouraging signs around the economy, interest rates and house prices are strong signals of optimism for the property market – and opportunity for those ready to dive in.
Read More
Has your client found a new property to purchase, but won’t be able to sell their current home simultaneously? In this scenario, a bridging loan may be a potential solution. Whilst your client may have other assets as part of an existing investment...
Read More
There are many factors to consider as a sporting professional, when obtaining a mortgage. In this video, we discuss some of the factors a lender would consider when assessing affordability.
View Video
At Henry Dannell, we aim to provide our clients with the support and knowledge they require to find the most suitable solution fitting their requirements, profession and lifestyle.
View Video
The nature of income streams for professional entertainers, such as musicians can make mortgage lending ‘non-traditional’. Within this video, we discuss the complexities that can be faced and how a lender will assess affordability.
View Video
For clients with a large property portfolio, mortgage solutions can be complex. Within this video, we discuss the benefits of using a broker to consolidate lending.
View Video
For solicitors during different stages in their career, income structures may vary, which will affect the way a lender would assess affordability. Within this video, we discuss what factors would be considered, during these different stages.
View Video
Clients with a large investment portfolio but limited income can face complexities when trying to obtain a mortgage. Within this video we discuss the options available those requiring specialist asset lending, without having to lend against current assets.
View Video
Around one in six adults opt for UK property investment for an income, according to report The property market continues to be a favoured avenue for investment, with a recent survey illuminating a prevailing sense of optimism among investors.
Read More
Ensuring you’re on the most advantageous deal and interest rate is always a wise move In the current economic landscape, many homeowners may be asking the question: When is the best time to search for a new mortgage? Should they act now or...
Read More
Understanding the intricacies of leasehold property ownership You’ve discovered your dream home, and it’s classified as a ‘leasehold’. But what does this imply? Acquiring a leasehold property is a prevalent method of property ownership, particularly when purchasing an apartment. Leasehold signifies that you’ve...
Read More
First-year home ownership costs are more than just mortgage payments After years of diligently saving for a deposit, the moment first-time buyers receive the keys to their property often brings a sigh of relief. While the focus has been on achieving this dream, it’s crucial not...
Read More
Green mortgages are designed to incentivise borrowers who live in energy-efficient homes or are willing to make their properties more environmentally friendly. While these deals may not always seem attractive at first glance, they offer unique benefits and are growing in popularity. Government initiatives are also...
Read More
More and more people are becoming interested in or affected by this practice The term ‘gazundering’ has been making waves in the property sector, with a 97% increase in Google search activity since the start of 2023. According to research, the rise in gazundering-related searches...
Read More
Cautious optimism is the name of the game as inflation falls ahead of expectations and lenders help borrowers ride out the storm The housing market as well as the wider economy have undoubtedly had a rocky ride of late, but early signs of stability returning...
Read More
Expert guidance is more crucial than ever as mortgage rates continue to rise in the face of stubbornly high inflation Housing market knowledge and know-how have come firmly into their own this month as worse-than-expected inflation data rocked the economy and made analysts...
Read More
Encouraging signs abound, making now the perfect time to dive in A flurry of encouraging signs around the economy, interest rates and house prices are strong signals of optimism for the property market – and opportunity for those ready to dive in.
Read More
Has your client found a new property to purchase, but won’t be able to sell their current home simultaneously? In this scenario, a bridging loan may be a potential solution. Whilst your client may have other assets as part of an existing investment...
Read More
There are many factors to consider as a sporting professional, when obtaining a mortgage. In this video, we discuss some of the factors a lender would consider when assessing affordability.
View Video
At Henry Dannell, we aim to provide our clients with the support and knowledge they require to find the most suitable solution fitting their requirements, profession and lifestyle.
View Video
The nature of income streams for professional entertainers, such as musicians can make mortgage lending ‘non-traditional’. Within this video, we discuss the complexities that can be faced and how a lender will assess affordability.
View Video
For clients with a large property portfolio, mortgage solutions can be complex. Within this video, we discuss the benefits of using a broker to consolidate lending.
View Video
For solicitors during different stages in their career, income structures may vary, which will affect the way a lender would assess affordability. Within this video, we discuss what factors would be considered, during these different stages.
View Video
Clients with a large investment portfolio but limited income can face complexities when trying to obtain a mortgage. Within this video we discuss the options available those requiring specialist asset lending, without having to lend against current assets.
View Video
'They are extremely responsive, highly professional with many years of experience in their field…'Investment Banker Book your consultation now
Despite being informed by several brokers and lenders that he would not be eligible for a competitive rate until he had owned the property for 6 months, we were able to find a solution that allowed him to secure a new rate as soon as possible.
Leveraging our in-depth understanding of the client's income structure, we engaged in a detailed discussion with the bank, which enabled them to adopt a holistic view of the case.
The client's application presented a unique challenge as it involved four different income streams. To maximise their borrowing capacity, we selected a lender that considered both applicants' salaries and net profit at 100%, resulting in a higher lending amount.
Despite encountering some obstacles, we were able to provide our client with the necessary support to obtain the full loan amount they required. Additionally, we facilitated a swift completion to avoid any potential exposure to their lender's Standard Variable Rate (SVR).
